Kiva Anmeldelser 

744
•
TrustScore 5 av 5

4,8

Vi bekrefter ikke spesifikke uttalelser siden en forfatters mening er hens egen, men vi kan merke en anmeldelse som "bekreftet" når vi kan bekrefte at det har vært kontakt med virksomheten. Mer informasjon

For å beskytte plattformens integritet vil alle anmeldelser på plattformen—bekreftet eller ikke—bli undersøkt av vår automatiserte programvare (tilgjengelig hele døgnet). Denne teknologien er designet til å identifisere og fjerne innhold som bryter med retningslinjene våre, deriblant anmeldelser som ikke er basert på en faktisk erfaring. Vi vet at vi ikke kan fange opp alt. Hvis du tror at vi har gått glipp av noe, kan du rapportere det. Mer informasjon

Se hva andre synes

Vurdert til 5 av 5 stjerner

I like the concept of connecting lenders with specific borrowers who are in need of loans to improve their lives. The Kiva site is very easy to utilize and offers a diverse choice of loan-seekers. I... Vis mer

Vurdert til 5 av 5 stjerner

Kiva offers a great way to support individual borrowers worldwide. Most of the loans are fully repaid over time, so the same funds can be reinvested again and again. This has enabled me over the years... Vis mer

Vurdert til 5 av 5 stjerner

I've been using Kiva since 2012. It's been a very positive experience. Kiva provides microloans to individuals and groups around the world. Your donation is repaid and then relent to another borrow... Vis mer

Vurdert til 5 av 5 stjerner

I've been lending through Kiva for over 10 years now. I value the ability to choose who I lend to and have chosen individuals, groups and larger loans for organisations with countrywide initiative... Vis mer

Informasjon om virksomheten

Skrevet av virksomheten

Kiva enables you to loan to small businesses in developing countries.


Kontaktopplysninger

4,8

Enestående

TrustScore 5 av 5

744 anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Ingen tidligere historie av å be om anmeldelser

Denne virksomheten har ikke oppfordret kundene i det siste, og anmeldelser er derfor kanskje ikke representative

Har svart på 100 % av de negative anmeldelsene sine

Svarer vanligvis i løpet av 24 timer

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Se hvordan anmeldelsene og vurderingene deres innhentes, vurderes og modereres.

4,8

Alle anmeldelser

(744)

81 anmeldelser i de siste 12 månedene

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Virksomhetene kan ikke betale for å skjule eller tilby belønning for anmeldelser på Trustpilot. Anmeldelser er meningene til individuelle brukere og ikke Trustpilot. Mer informasjon

Vurdert til 5 av 5 stjerner

I have been lending with Kiva for a decade

I have been lending with Kiva for a decade. It's amazing how $25 can help change people's lives. I've been able to loan that same $25 to numerous people. I loan it. They pay it back. I can reloan it, or I don't have to. But I keep re-ending because I can. I love that I get updates about the people I've loaned money to. I feel like I'm helping in some small way make somebody's life a little better.

15. november 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

We welcome the opportunity to…

We welcome the opportunity to contribute in a small way...AND to witness how many such small additions CAN multiply into genuine assistance. The scope of your organization continues to make us aware of being but a small cog in the world's machinations.

15. november 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

A different way to contribute

Kiva lends money to local entrepreneurs and small business owners - some run really small businesses, such as a person with a pushcart. I feel I am directly helping someone to succeed in life, no matter if that person is nearby or in another part of the world. I can choose the type of businesses I want to support, the country where I want my contributions to go, etc.

18. august 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 2 av 5 stjerner

CEO of Kiva is making millions

I read that the CEO of Kiva is making more money than a lot of other good charitable non-profits and that Google is an investor that's making millions. They are not giving away loans, they are giving loans with an interest rate those poor people have to pay. I previously donated money to them, but until I know more, I won't be donating to them again.

Granted people are getting loans who may otherwise not be able to get a loan, although I've read that they used to give more information about the people receiving loans than they do now. There are a lot of partner organizations, apparently in most countries, but some of them we have no information.

21. oktober 2024
Anmeldelse skrevet uten oppfordring
Logoen til Kiva

Svar fra Kiva

Hi Joyce, thanks so much for taking the time to write us a review.

In regards to our executive leadership's salaries,
Kiva is a nonprofit with a mission to expand financial access so underserved communities can thrive. Since our founding we have leveraged two main competencies to help us achieve this mission: technology-enabled crowdfunding and microfinance.

In 2019, compensation for the CEO was set according to the expanded scope of Kiva’s mission and compensation principles that included benchmarking data from technology, finance, and nonprofit organizations in similar domains, scale, and impact.

Kiva firmly believes in providing fair and equitable compensation to individuals who devote themselves to mission-driven work and with ongoing feedback from stakeholders, we continue to evolve a modern, fair, and equitable compensation philosophy across the organization.

Additionally, based on Kiva’s commitment to keep kiva.org user lending assets separate from operating assets, to ensure 100% of loaned funds go toward supporting loans, Kiva Microfunds’ annual revenues is not a full representation of Kiva’s scale, impact, or complexity. For example, Kiva’s loan funds, the primary measure of Kiva’s impact, totaled $224M in 2021.

As far as interest rates go, the average fees charged by a partner is noted in the “Average Cost to Borrower” field on a loan profile. At Kiva, sustainability is critical to reaching more families and communities worldwide, and charging borrowers allows our Lending Partners to cover the high operational costs of microfinance and provide critical wraparound services.

As only some partners pay a small fee for using Kiva as a fundraising platform, Kiva loans give our partners the flexibility to reach more communities -- mainly rural and underserved populations. Most Kiva Lending Partners charge interest or fees in some form; however, Kiva will not partner with an organization that charges unreasonable interest rates, and we require our partners to disclose their rates fully. In addition, Kiva only partners with microfinance institutions and other organizations with a social mission to serve the poor, unbanked, and underserved.

I hope this answers any questions and concerns you may have. Please feel free to reach out to us at any time via email at contactus@kiva.org.

Vurdert til 5 av 5 stjerner

Easy to use

It was easy to navigate the site and pick out the people that I wanted to lend money to. The site is very easy to use and explains every step of the process.

11. oktober 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

KIVA Helps People

KIVA is great opportunity to directly help a small business in impoverished areas expand for the benefit of the owner, their family and the community.
All of my loans have been repaid and reloaned.

11. oktober 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

SEEKING FURTHER INFO re SUPPORTING NEPALProvided me with an opportunity to…

Provided me with an opportunity to provide feedback and seek answers to my ONE QUESTION re what has happened to Kiva.org and its relationship with NEPAL??

My family and I wish to support Female Nepali entrepreneurs. For many months or perhaps years there have been NO OPPORTUNITIES to do so due to lack of Nepali loans. Has Nepal been abandoned by Kiva ? If so please notify me so that I may seek other more current charitable/microlending opportunities to benefit Nepali women. Needless too say WE ARE DISAPPOINTED.

11. oktober 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Kiva is unique among microlending organizations

Kiva has a very unique feature which sets it apart from other microlending organizations I've looked at: The fact that your loan, once repaid, can be loaned out again in perpetuity. In other words, each loan I make can help countless people, as I get to choose who the next recipient is after the previous one repays the loan. Another thing I like is that I get to select the borrower based on their need(s) and their geographic location. It's a very personal experience. The only thing I wish I could do was make personal contact with the borrower to see how they're doing. But, I can understand why that wouldn't be a good idea. It's just too risky, for the borrower as well as the lender.

1. mars 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Kiva is a friend to all...

I have been loaning money through Kiva for many years and have always found them to be straightforward and honest. It's nice to be able to help others around the world and see them prosper.

18. september 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Like giving, but with an added bonus!

A loan through Kiva has the same satisfying feeling as a simple donation to a worthy cause, with the added very large bonus that the same money comes back and lets you give it over and over again. The web interface is simple and straightforward. You can filter loans by region or gender. You are given a reasonably clear idea of what the money will do for the person borrowing it, and how and when they are likely to pay it back.
It is an excellent giving experience.

15. august 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 1 av 5 stjerner

If you close your account any collected money on your delinquent loans goes to Kiva

Kiva will not deny this happens. Please see my previous comment. They said: "Please note that it is in not in the best interest of Kiva in any way for a loan to become delinquent and default, as you have suggested. Loans that eventually default because of extended delinquency do not return to Kiva." Delinquent loans that don't default but your portion has been paid back will go to Kiva if you closed your account. So, they have an incentive to keep delinquent loans open for a very long time. Five years for me. I ran out of patience and closed my account. If they respond to this, please tell the readers how long you keep delinquent loans open.

18. november 2023
Anmeldelse skrevet uten oppfordring
Vurdert til 3 av 5 stjerner

Good if you want to empower people, but not an investment opportunity

I put out six small loans to various sectors and countries and am now rating after the terms have all ended. The result was.

Two repayments in full
Two repayments in full with a currency loss
Two defaults with about 50 and 60% paid back

About a 20% loss in money overall. I have no problem with the concept, just that it is positioned as an investment. I think that going forward, I will invest in my brokerage accounts and donate through gofundme.

14. august 2024
Anmeldelse skrevet uten oppfordring
Logoen til Kiva

Svar fra Kiva

Hi DG Rochester, thanks so much for your review. To clarify, Kiva loans are not an investment but rather a charitable loan. Because Kiva is a non profit, which means there is no interest earned by Kiva or by lenders on these loans. The risk of default losses (the average Kiva lender experiences a 1.83% default rate) is one reason Kiva is defined as a charity rather than an investment platform. If you have any questions about your loans, please reach out to us at contactus@kiva.org.

Vurdert til 1 av 5 stjerner

SAV PLUS QUE NUL DESIR UNIQUEMENT…

SAV PLUS QUE NUL DESIR UNIQUEMENT REPONDRE AUX DISTRIBUTEUR LES CLIENTS LAMBDA
ALLER VOIR AILLEURS SI JY SUIT…pourtant une question simple démontage des lames horaire ou anti horaire sur une kiva 4x4 de plus de 11000€…SAV A REVOIR…

23. juli 2024
Anmeldelse skrevet uten oppfordring
Logoen til Kiva

Svar fra Kiva

Hi, it seems you have the incorrect company. This is the page for Kiva Microfunds. If you have any further questions, email us at contactus@kiva.org.

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