McVicar Debt Collections Ltd Anmeldelser 

Petitions to Wind Up (Companies)
In the HIGH COURT OF JUSTICE

BUSINESS AND PROPERTY COURTS OF ENGLAND AND WALES INSOLVENCY AND COMPANIES LIST (ChD) Court Number: CR-2026-002883

In the Matter of MCVICAR DEBT COLLECTION LTD

(Company Number 14891724)

and in the Matter of the Insolvency Act 1986

A Petition to wind up the above-named company of Navigation Business Village, 16 Navigation Way, Ashton-on-Ribble, Preston PR2 2YP was presented to the High Court of Justice on 14 April 2026 by ADVISER SERVICES HOLDINGS LIMITED of Brookdale Centre, Manchester Road, Knutsford WA16 0SR.

The Petition will be heard at The Rolls Building, 7 Fetter Lane, London EC4A 1NL on 3 June 2026 at 10:30 am (or as soon thereafter as the Petition can be heard).

Any person who intends to appear on the hearing of the Petition (whether to support or oppose it) must give notice of intention to do so to the Petitioner or its Solicitor in accordance with Rule 7.14 of the Insolvency (England and Wales) Rules 2016.

The Petitioner’s Solicitor is - Mark Gudgeon, Harper James Solicitors, Floor 5, Cavendish House, 39–41 Waterloo Street, Birmingham B2 5PP, email - mark.gudgeon*harperjames.co.uk, tel 0800 6891700, reference number MG/33051

I would give them zero star if I could mcvicar was assigned to collect my debt in 2023 I had to chase them at first for updates etc then all communication stopped with mcvicar but Tommy who started on my case took over they are now non existent I’ve emailed various emails get back to you in 10 days still no response put a review on there site they replied to email complaints it doesn’t send told me they would ring me in 24hrs no call it’s all lies I’ve now got a court date and they have not put anything forward to the court I can’t get hold of them and having to now fight it with a solicitor I have informed trading standards,police and fraud squad as I believe this is a scam and funny how on one of a review on there site is from a Tommy Wright well how can he review when he supposedly works for them and giving 5 stars I will update everyone if I get a phone call from mcvicar as the complaints email is fake

I am extremely disappointed with my experience with McVicar Debt Collection Ltd.

Despite successfully recovering funds on my behalf (£2,353 received by them on 20 February 2026), they have failed to release the money to me in a timely manner. I have since been told I must wait 90 days for payment and the time has passed and no payment has been made.

To make matters worse, communication has been very poor. I have had to chase repeatedly for updates, with little transparency or proactive contact from their team. This lack of professionalism and accountability is completely unacceptable, particularly when they are holding funds that rightfully belong to me.

Based on my experience, I would not recommend this company to anyone looking to recover debts. If you expect prompt payment and clear communication, this is not the service provider for you.

I am extremely dissatisfied with the service provided.

The company presented a strong sales pitch, promising to recover funds owed to me in two separate cases where I had clear and documented evidence of debt. Based on these assurances, I proceeded with their service and paid fees in advance.

Despite this, they failed to recover any funds in either case, even though the supporting evidence was substantial and not in dispute. As a result, I not only received no recovered money but also ended up in further financial loss due to the upfront payments made for their services, effectively increasing my outstanding debt.

More concerning is the lack of communication afterward. Approximately a year later, when I attempted to understand why no progress had been made and to request updates, the company stopped responding entirely and blocked both my email and phone contact. As a result, I have also been unable to recover my original documentation and evidence.

Overall, the service did not deliver on its core promises, and the subsequent lack of communication has made the situation worse. I would not recommend this company to others seeking debt recovery services.

I have been trying to contact the account team for three weeks and I’ve had no success every number I have tried is always line busy and no one seems to respond to emails. I have had to initiate a charge back with my bank in order to try and resolve this matter. It’s like the company does not exist once you’ve made that payment. Communication is non existent and so is the customer service

Very disappointing and unprofessional experience with McVicar. I hired this company over a year ago to assist with recovery services and received virtually no meaningful updates throughout the entire process. Multiple site visits were promised but never happened despite repeated assurances.

What’s even more concerning is that they completely missed the fact that the company involved had dissolved five months earlier and had already started operating under a new company name. After months of poor communication, I then received a generic blanket email saying they could no longer help.

In the end, I had to file against the second company myself to prevent it from being struck off. A complete waste of time and money. I would strongly advise others to avoid this company.

THREE WINDING UP ORDERS IN THE LAST FEW WEEKS...
to add to the numerous number of CCJ's against the Company, AVOID LIKE THE PLAQUE

PUBLIC WARNING / DUE DILIGENCE ALERT: MCVICAR DEBT COLLECTION LTD

Has anyone else been contacted by McVicar Debt Collection Ltd?

I am sharing this because, in my opinion, there are serious red flags around this company that people should be aware of before speaking to them, paying them, or assuming they have any formal court enforcement powers.

Based on open-source due diligence, the key concerns are:

* Reported winding-up petition
Public reporting refers to a winding-up petition allegedly filed against McVicar Debt Collection Ltd in April 2026. For a debt collection company, that is a major concern because these firms may be asking people to pay money through them.
* Reported unsatisfied CCJs
The same public reporting refers to multiple unsatisfied County Court Judgments allegedly recorded against the company. Again, for a company whose business is collecting debts from others, that should make people pause.
* No clear FCA authorisation identified
I have not seen clear evidence that McVicar Debt Collection Ltd is FCA-authorised. If they are contacting people about debts, they should be able to clearly explain whether they are FCA-authorised, exempt, or only acting on unregulated commercial debts.
*Debt collector does not automatically mean bailiff
If they contact you, do not assume they are bailiffs or court enforcement officers. A debt collector can send letters and emails. That does not mean they can enter your home, seize goods, clamp vehicles, or act like certificated enforcement agents.
*Ask for proof before paying anything
Before paying or engaging with them, ask for:

• written authority from the creditor
• full breakdown of the alleged balance
• confirmation of their legal capacity
• FCA firm reference number, if they claim authorisation
• warrant number, writ number or court order, if they claim enforcement powers
• confirmation of where the money is going
• their complaints procedure and data protection details

*Review concerns around payment handling and conduct
Their online review profile raises concerns from some people around communication, payment handling and conduct. The company disputes some allegations, but the pattern is enough that people should be cautious.

*Address and company information concerns
There appear to be inconsistencies between Companies House information and some public-facing website/contact details. Anyone dealing with them should verify the registered company, company number, trading address, complaints address and payment account before doing anything.

My view is simple:

Do not be pressured. Do not pay through links. Do not deal only by phone. Do not admit liability. Do not assume they have court powers. Get everything in writing. Check with the court directly.

If McVicar Debt Collection Ltd believe any of this is inaccurate, they are welcome to provide clear written evidence of their authority, regulatory status, financial/legal position and any actual court-backed enforcement power they claim to hold.

Until then, I would urge anyone contacted by them to proceed with extreme caution.

Communication's:-

I had a problem with outstanding debt and Daryl phoned me to advise on recovery options. Although I did not have the need to take forward the full recovery service in the end, Daryl was reliable he called me when he said he would.

The lowest of the low.

We instructed McVicar Debt Collector to recover a debt following a court case that we had already won. After months of promises and repeated emails with little or no response, and after 10 months without any recovery of funds, we ended their appointment and asked for the money they had indicated had been recovered on our behalf.

After several further months without payment and with our communications being ignored, we had no option but to take legal action against them — and we won.

The irony is that we now need to appoint another debt collector to recover money from a debt collection company.

Before instructing them, I would strongly recommend checking whether they are members of any recognised financial body or ombudsman scheme. In our case, we were unable to find evidence of this.

Based on our experience, communication was poor and progress on the case did not match what had been promised. I would not recommend their services.

Why have I not received payment as imformed by your staff.
I have been in touch with a well known radio station who are very willing to broadcast this matter live on air and speaking to to trading standards to see how they can help

Collected some monies from debtor, now says they need to collect it all before they send to us.

Complete fraudsters - Avoid.

Serious Warning about McVicar debt collections ltd
Title: Serious Warning – They Took My Money and Stopped Responding

I am sharing my experience to warn others. I instructed McVicar Debt Collection Agency to recover funds on my behalf. They successfully collected the money, but never transferred the recovered £1,075.13 to me.

After months of chasing, they stopped responding entirely. Their phone numbers no longer work, and they ignored all communication. I have now taken the matter to court, and they did not respond to the court claim either.

This has been a deeply frustrating and stressful experience. Based on what I have gone through, I strongly advise others to avoid this company.
on the last review i wrote i was told by McVicar the We have sent you our accounts team email on multiple occasions and asked that you correspond directly with them. I can confirm that, to date, no email has been received from you.
This is the voice of McVicar, rubbish they have never responded to any emails, they have changed addresses still no phone, you are con men, simple as that.
was deleted on 14/04/2026 13:54.
was deleted on 15/04/2026 13:54.
was deleted on 16/04/2026 13:54.
Three emails which I sent were deleted, how good are McVicar, as I said, con men..

It took us a while to get this back but with the support of McVicar and our court order we managed to get the funds thanks again for all your hard work and support

Paid for service to collect our 8k through CCJ and never gave us the money

Further update: Despite agreeing in writing to pay the full amount by Friday, McVicar still did not pay. This is after multiple previous promises and missed deadlines. My experience has been a repeated cycle of assurances, delays, and non-payment. I am posting this update so others can make an informed decision before dealing with this company.

Have been trying to contact the Company regarding funds that they have collected on my behalf but have not paid them to me.

No phone and no answer to emails.

Will try here as some have had a response following reviewing here.

I enrolled McVicar's to retrieve a small but difficult debt from a previous customer. The debt wasn't enough for a high court writ - or to trail through the courts. The customer proved to be consistently difficult but within a couple of weeks payment has been received in full. Thank you to Caitlynn and Tommy for their persistence and professionalism.

McVicar have had power to act on my behalf for over a year regarding a £1000 claim, last I heard they have collected a minimal portion of the debt and now the phone lines are shut off and I can’t get a reply to over a dozen emails over the last 2-3 months.

Awful service