Very progressive company. I’ll recommend to friends. Great alternative to the usual platforms for lending. They are clear and straightforward with terms and keep you informed throughout the process. P... Vis mer
Selskapet har svart
Vi bekrefter ikke spesifikke uttalelser siden en forfatters mening er hens egen, men vi kan merke en anmeldelse som "bekreftet" når vi kan bekrefte at det har vært kontakt med virksomheten. Mer informasjon
For å beskytte plattformens integritet vil alle anmeldelser på plattformen—bekreftet eller ikke—bli undersøkt av vår automatiserte programvare (tilgjengelig hele døgnet). Denne teknologien er designet til å identifisere og fjerne innhold som bryter med retningslinjene våre, deriblant anmeldelser som ikke er basert på en faktisk erfaring. Vi vet at vi ikke kan fange opp alt. Hvis du tror at vi har gått glipp av noe, kan du rapportere det. Mer informasjon
Se hva andre synes
So far using Gopeer has been easy to use. The support staff have been helpful. I'm using this platform as a means of investing through lending. Just started using this platform so I can't say as of ye... Vis mer
Selskapet har svart
I did not need to go out to a lenders office To get a loan .My loan was done over the Internet 100 %. The down side is not to expect your loan within a short period.It can take 2 or m... Vis mer
Selskapet har svart
The process was super easy and great customer service although I felt like it took a fair amount of time to get the actual loan. Ensure you have about 3 weeks from application to having the loan hit y... Vis mer
Selskapet har svart
Informasjon om virksomheten
Om goPeer
Skrevet av virksomheten
goPeer connects borrowers who need affordable personal loans with investors who want to earn passive income — all through a secure online platform.
Kontaktopplysninger
500 4th Ave SW, Suite 2500, T2P2V6, Calgary, Canada
- 1-844-960-3090
- hello@gopeer.ca
- gopeer.ca
The worst company ever .
The worst company ever .
Very disappointing services
18. april 2024
Anmeldelse skrevet uten oppfordring
Svar fra goPeer
Hello AB, we regret that your loan application couldn't be approved. Our commitment to offering competitive rates in Canada among non-bank lenders necessitates adherence to stringent lending standards. However, we're keen to discuss your application in detail and offer valuable insights to enhance your credit profile. To connect please call us at 1 (844) 960-3090.
stay away the say you not quaifty even…
stay away the say you not quaifty even if you are, i believe there are a company that just collect info and sell it to make profit stay away
8. november 2023
Anmeldelse skrevet uten oppfordring
Svar fra goPeer
Hi Daniel, thank you for taking the time to provide us with your feedback. We deeply regret that you have expressed dissatisfaction with our services. We would like to address your concerns and clarify a few points.
We offer a diverse range of interest rates, spanning from 8.99% to 34.99%. These rates are deliberately structured to be competitive and notably lower than those offered by traditional non-bank lenders. However, this competitive advantage does necessitate a more selective approach to applicant qualifications. To ensure responsible lending practices, we do require our applicants to meet certain criteria, such as having a minimum FICO credit score of 600 and maintaining a debt-to-income ratio of less than 35%.
At goPeer, we take great pride in our commitment to transparency. As evidence of this commitment, we make detailed loan information and statistics readily available on our website for public viewing. You can explore this data by visiting the following link: https://gopeer.ca/statistics/.
We would also like to emphasize our dedication to safeguarding your data. Your personal information remains confidential and is never sold to third parties. If you ever wish to close your account and have your data removed from our system, you have the option to request this at any time.
Once again, we apologize for any inconvenience you may have experienced, and we genuinely appreciate your feedback as it helps us improve our services. If you have any further questions or concerns, please don't hesitate to contact our customer support team, who will be more than happy to assist you.
Way too many defaults
Way too many defaults. Promises of large returns but most of the returns you make are lost to the large number of defaults. I would not recommend this to anyone. When "B" and "A" grade loans default there is a huge problem with the company who is not doing enough due diligence.
18. september 2023
Anmeldelse skrevet uten oppfordring
Svar fra goPeer
Hi Neil,
We genuinely regret that your experience did not meet expectations. Our commitment is to continuous improvement, especially in terms of communication with our valued investors.
Being a registered securities dealer, we must stress that we never promise large returns. It's a frequent misconception about investing in consumer credit through peer-to-peer platforms. While goPeer offers a competitive average annualized return of around 10% IRR, it's primarily seen as a method for diversification and passive income, not a rapid wealth-generating avenue.
We prioritize setting realistic expectations through transparency. Our website provides detailed statistics and showcases average returns prominently. Additionally, we send out educational newsletters to keep our investors informed.
It's important to note that while 96% of goPeer investors see positive returns, some may face losses. To enhance potential gains, we suggest diversifying across a vast array of loans. Loan defaults, although unfortunate, are a part of the lending landscape, emphasizing the importance of diversification.
Your feedback regarding due diligence is noted. We take a comprehensive approach to vetting loan applicants, with many unfortunately not qualifying. Our rigorous process not only reviews self-reported information and credit history but also involves examining banking data and verification calls. Still, defaults can occur, even with highly rated loans. These instances drive our commitment to refining our vetting process further.
While defaults are initially recognized as a full loss of capital, recoveries often ensue, which might improve net returns over time. If you're open to it, our licensed representatives would be more than happy to discuss your portfolio in detail and address any concerns.
Thank you for your feedback and for giving us an opportunity to clarify.
Solid Returns
I started investing about a year ago. Up about 14%. A lot better than stocks!!
4. oktober 2022
Anmeldelse skrevet uten oppfordring
My review of Gopeer
GoPeer is a person to person lender, meaning that other consumers are the ones lending the money to you. It's very hard to get approved, and was declined in 2020, and applied one year later and still was declined after building my credit to around the high 600's.
The customer service is very fast, helpful, and very friendly on telling you why you where declined, and they did not hardpull me the second time, and just did a softpull from what I'm aware of as on the second try, goPeer told me to pay down higher interest debts first before applying again
Make sure you have credit scores of 700s or higher applying for this service and not too much debt.
19. januar 2022
Anmeldelse skrevet uten oppfordring
Dette er Trustpilot
Alle kan gi tilbakemelding på Trustpilot. De som skriver en anmeldelse, har rett til når som helst å redigere og slette den. Enhver publiserte anmeldelse er synlig så lenge en tilknyttet konto er aktiv.
Virksomhetene kan automatisk be kundene om anmeldelser, og disse blir bekreftet som faktiske opplevelser.
Lær mer om andre slags anmeldelser.
Vi har et eget team og smart teknologi som beskytter plattformen vår. Finn ut hvordan vi motvirker falske anmeldelser.
Lær om anmeldelsesprosessen på Trustpilot.
Verifisering kan bidra til å sørge for at anmeldelsene du leser på Trustpilot, er skrevet av faktiske personer.
Det kan gi en skjev TrustScore å tilby belønning for eller be bare enkelte kunder om å skrive en anmeldelse, og dette går imot retningslinjene våre.