Highly recommend Spectrum after our car failed its MOT on a sensor covered by our policy. The garage was being difficult about providing the required invoice breakdown. Linzi was brilliant on day one... Vis mer
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First time claiming on car warranty but shouldn’t have worried From the first call to confirmation the fault was covered we received excellent customer service Lois was amazing even calling the g... Vis mer
Lois and Emily are absoulelty smashing their job at spectrum insurance. My vehicle suffered from the driveshaft falling out which ended up cracking the gearbox. My anxiety was through the roof... Vis mer
Hiya im Lozza, I Must give FIVE STARS for Emily absolutely fantastic she was attentive courteous, and very very professional..if it wasn't for Emily, I may not of had the experience I did.. THANK YOU... Vis mer
Informasjon om virksomheten
Skrevet av virksomheten
Spectrum Insurance Services provides a comprehensive suite of insurance products for the motor industry, including niche sectors such as Taxi and Leisure and Commercial Vehicles. Our products are supported by our market leading administration and claims handling services delivered from our Sheffield office. Spectrum motor clients have access to our Point of Sale marketing, a fully interactive Policy Registration platform – Policy Flow – that incorporates integrated demands and needs capability for insurance and consumer credit compliance.
Kontaktopplysninger
Westthorpe Business Innovation Centre, Westthorpe Business Park, Killamarsh, S21 1TZ, Sheffield, Storbritannia
- 0114 321 9876
- customerservices@spectrumcover.co.uk
- spectrumcover.co.uk
4,5
Enestående
1k anmeldelser
Ingen tidligere historie av å be om anmeldelser
Denne virksomheten har ikke oppfordret kundene i det siste, og anmeldelser er derfor kanskje ikke representative
Har svart på 71 % av de negative anmeldelsene sine
Svarer vanligvis i løpet av én uke
Slik bruker virksomheten Trustpilot
Se hvordan anmeldelsene og vurderingene deres innhentes, vurderes og modereres.
Spoke to Lois today regarding my car…
Spoke to Lois today regarding my car warranty and she was very helpful throughout. Lois was friendly, professional and made everything easy. Highly recommend!
7. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
We’re pleased Lois made everything easy while helping with your warranty enquiry. Thank you for your recommendation—I’ll be sure to share it with her.
Kind regards,
Claire
Svar fra Spectrum Insurance Services
Thank you for your five-star review, Dorian. We’re delighted you received great service from Courtney.
Kind regards,
Claire
Spoke to Lois this morning regarding my…
Spoke to Lois this morning regarding my car needing repair under warranty and she was fantastic. Easy to talk too and very helpful and supportive.
7. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
Thank you for your lovely review Jade ! I’m glad Lois was able to offer the help and support you needed when discussing your vehicle repair. Your comments will be passed on to her.
Kind regards,
Claire
Car breakdown under warranty
My car broke down and Caitlin at Spectrum insurance services was excellent in liaising with my garage leaving me nothing to do. She also kept me up to date on my claim making the whole experience effortless.
4. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
It’s wonderful to hear that Caitlin managed the communication with your garage and kept you updated throughout. Knowing she made the experience effortless is excellent feedback, and I’ll make sure she sees it.
Kind regards,
Claire
Spoke to Lois today as I hadn’t heard…
Spoke to Lois today as I hadn’t heard about booking my car in for a rear tyre sensor which had been authorised 2 weeks ago.
Lois was sincerely apologetic and got onto it straight away by contacting the garage. She explained to me the reason behind it and again couldn’t apologise enough.
Lois was professional polite Great job Lois. Thank you😁
4. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
Thank you for highlighting Lois’s support, Kerry. I’m pleased she responded quickly, explained the situation clearly and helped arrange the next steps with the garage, making the process easier for you. I’ll be sure to share your kind comments with her.
Kind regards,
Claire
Straightforward process.
4. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
We appreciate your five-star review and are pleased you found the process straightforward.
Kind regards,
Claire
Emily …
I've spoken with a lot of advisers but today Emily delt with my case and was brilliant very helpful and got it all sorted out big thanks to Emily
4. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
share your thanks with her.
Kind regards,
Claire
First time ever I have made a claim
First time ever I have made a claim. And I think spectrum have been 1st class. No fuss no messing just got it sorted. And I am so grateful
4. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
Thank you, Colin. We’re delighted that your first claim was handled simply and without unnecessary fuss. Providing a smooth, straightforward experience is exactly what we aim for, and we really appreciate your lovely feedback.
Kind regards,
Claire
Emily Caddy
Emily Caddy. What started as a frustrating experience ended with a person who took the time, made phonecalls and stayed in touch constantly to put my mind at ease. Emily made all the difference!
26. august 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
It’s lovely to hear that Emily turned a frustrating situation around through her persistence, communication and care. I’ll ensure she receives your wonderful feedback.
Kind regards,
Claire
I have had excellent service from Paul…
I have had excellent service from Paul and Emily on 2 separate calls today. As a result my claim was managed highly efficiently and all my queries were answered and followed up with supporting information. Thank you both so much.
2. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
Thank you, Melanie. I’m pleased Paul and Emily worked efficiently to manage your claim, answer your questions and provide the supporting information you needed. I’ll pass your thanks on to them both.
Kind regards,
Claire
Excellent customer service quick to…
Excellent customer service quick to deal with claim and polite staff great all round
2. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
We’re so pleased your claim was dealt with promptly and that you found our team courteous throughout. Thank you for the excellent feedback.
Kind regards,
Claire
I’ve recently had to use my warranty…
My son recently had to use my warranty for a fault with his car and so far I’m really impressed with Spectrum Car Warranty Insurance.
I first spoke to Emily, who was brilliant — really helpful, friendly and explained everything clearly. I had to call back to change my payment method and, although I didn’t get the other lady’s name as I accidentally ended the call, she was just as helpful.
Really smooth and hassle-free service so far. Hopefully the claim continues just as smoothly!
2. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
Thank you for sharing your experience. It’s great to hear that Emily and Lois made the initial stages of your son’s claim smooth and hassle-free. I’m pleased they were both friendly, helpful and able to explain everything clearly. I’ll be sure to pass your lovely feedback on to them both, and we hope the rest of the claim continues just as smoothly.
Kind regards,
Claire
My experience with Spectrum Insurance…
My experience with Spectrum Insurance Services was great. James was very helpful and helped me to understand the cover I have with them.
2. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
It’s wonderful to know James made your cover easy to understand and answered your questions helpfully. We’ll make sure he sees your feedback.
Kind regards,
Claire
Warranty worth its salt……
Just had a call from Andrew to let me know that the full cost of my claim was going to be covered by Spectrum.
In any dealings with them customer service has always been top priority, they have been prompt, courteous, helpful and knowledgeable.
Highly recommended for anyone looking for an extended warranty worth the paper it’s written on!
2. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
What a fantastic review—thank you! We’re so pleased Andrew was able to confirm that your claim would be covered in full. Your recommendation means a great deal to the whole team.
Kind regards,
Claire
Very helpful service from Lois
Spoke to Lois today regarding a warranty claim. She was very helpful, confirmed my online claim had been received and sent me all the information I needed, including details of the garage to contact. Everything was explained clearly and my car is now booked in for a diagnostic check.
1. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
Thank you for taking the time to leave a review. It’s great to hear that Lois promptly confirmed your claim and provided the details needed to arrange your diagnostic check. We’ll pass your feedback on to her.
Kind regards,
Claire
I bought my car from CarGiant 2years…
I bought my car from CarGiant 2years ago.
I looked under the car and I asked them to look at what I thought was oil leaking on the bodywork. They kept it overnight and had mechanics look at it then confirmed that there was no oil leak.
In June this year I suspected an oil leak as my oil kept disappearing.
I called Spectrum and they said they that they were declining my claim because I suspected an oil leak a previously when I bought the car therefore I should have made a claim back then and its too late now.
I have driven less than 4,000 miles in the 2+ years that I have had the car.
I have since taken the car to 3 different mechanics to resolve this suspected oil leak and they had all confirmed that the car is not actually leaking and it was dry.
If Spectrum had bothered to look at the car they would have saved me time and money.
The last mechanic also suggested that the oil I saw upon buying the car may have been from someone spilling it whilst topping up.
The last 2 mechanics confirmed that the oil was disappearing due to a wet belt issue and it would need to be replaced.
Again I called this warranty company Spectrum and AGAIN they declined the claim with another excuse stating I should have replaced the wet belt previously therefore they cannot take on my claim.
I asked 3 times whether they cover the wet belt and the lady did not answer, she just kept asking irrelevant questions like what was the name of the garage I took the car to and what else did they say and ‘lemme put you on a brief hold’. Just so she could find an excuse to say, sorry, we cannot take on your claim.
No matter what issue I would have with the car they would “decline my claim” because they know they had no intention of fixing ANY fault.
When you call them, the most that they do is record and document everything you say, put you on hold to “consult with someone else” to make it seem as though they are getting information. Then they come back eventually to say, “Sorry, we have to decline your claim on this occasion”. What they should have said was, on this and every occasion!
What a waste of time!
The best thing CarGiant could have done was shut down. I bought 3 cars from them previously and they were using AA Warranty-No issues no problems claiming with them at all.
As soon as CarGiant went downhill they used this backstreet insurance company who are clearly out to just take your money and then decline every claim.
It's funny how ALL of their 5star ratings were made in August 2026 and coincidently mention advisors names…😏
When I checked in June there were none and had mainly 1 star reviews.
They’re obviously faking their reviews!!
1. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
We are sorry that you are unhappy with your experience, but we would like to provide further context about the decisions made and the questions asked during your calls. When you contacted us in June 2026, you explained that you had noticed what you believed might be oil on the vehicle when you purchased it approximately two years earlier. You advised that Cargiant retained the vehicle overnight and found no oil leak. You also told us that low oil was identified during a service in August 2025, that the oil level had continued to reduce and that you had needed to top it up. Spectrum had not been notified of these concerns before June 2026. The warranty states that a fault must be reported to the claim administrator as soon as practicable and, in any event, within seven days of its occurrence. Based on the information provided, the reported concern appeared to have existed for a considerable period before it was reported to us. This was why we could not treat it as a newly occurring fault. When you contacted us again in September, you provided different information. You explained that three mechanics had found the vehicle to be dry and that there was no external oil leak. You also advised that two mechanics believed the oil consumption might be connected to the wet timing belt, with the most recent garage saying that the belt showed wear and required replacement. We do cover wet timing belts, but their replacement is not automatically covered simply because a garage has referred to a “wet-belt issue”. Cover depends on what has happened to the component and the cause of the problem. We must establish whether the belt has snapped or suffered a mechanical failure, whether it has deteriorated through wear, whether it has caused another component to fail, or whether a garage is recommending routine or preventative replacement. This is why our advisor asked what had prompted the garage visit, whether there were any warning lights, what symptoms the vehicle displayed, which garage had examined it and what had been diagnosed. These questions were necessary to establish the cause of failure and whether there was a valid claim. They were not asked to find an excuse to decline the matter. The warranty also states that timing belts are covered provided they have been changed in accordance with the manufacturer’s time and mileage requirements. For this vehicle, the stated replacement interval is 64,000 miles or 72 months, whichever occurs first. The vehicle was registered in April 2019, so the time-based interval was reached in April 2025. During the call, you confirmed that the belt had not been replaced while you owned the vehicle. Low mileage during your ownership does not remove a time-based maintenance requirement. Spectrum cannot determine the cause of a problem from a suspected symptom alone. Under the claims procedure, the repairing garage must diagnose the cause and provide its findings so these can be assessed against the warranty. We would also like to correct the suggestion that Spectrum was only used by Cargiant when its business was “going downhill”. Spectrum administered Cargiant warranty claims for more than five years. This was a longstanding arrangement and had no connection with Cargiant subsequently closing. Finally, we firmly reject the allegation that our reviews are fabricated. Our Trustpilot profile contains genuine customer feedback submitted over a number of years, not only during August 2026. Customers may be invited to leave an independent review after contacting us and may naturally choose to name the advisor who assisted them. Our reviews reflect a range of experiences: 67% are five-star, 7% four-star, 2% three-star, 2% two-star and 22% one-star. We do not create, alter or falsify reviews. Further information about the action Trustpilot takes to protect the integrity of its platform is available here: https://corporate.trustpilot.com/legal/for-everyone/action-we-take/mar-2026
Kind regards
Claire
Repair on my ford focus thanks Emily
Thank you for your help and service with dealing with my car and a special thanks to Emily for her help and keeping me informed about the repair on my car and the goodwill gesture in having my car returned to my house for me you're a star ✨
1. september 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
Thank you for your wonderful review. We’re delighted Emily kept you informed throughout the repair and helped arrange for your Ford Focus to be returned to your home. We’ll make sure your kind words are shared with her—she’ll be thrilled to know she made such a difference! ✨
Kind regards,
Spectrum Insurance Services
Spoke with a lovely lady from spectrum…
Spoke with a lovely lady from spectrum services today called Emily. The service I received today went above and beyond all expectations. Very polite and helpful and also highlighted things included on my warranty I wasn't even aware of. This kind lady is a credit to your company. Absolutely delighted with the service received today. Thankyou again Emily.
28. august 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
What a fantastic review for Emily! We’re especially pleased she took the time to explain the additional benefits included within your warranty, ensuring you fully understood your cover. Providing service that exceeds expectations is something to be proud of, and Emily will be delighted to read your comments.
Kind regards,
Claire
The operater Emily was very helpful and…
The operater Emily was very helpful and understanding she dealt with my issues without hesitation and sorted out the issue that I had quickly
28. august 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
It’s fantastic to hear that Emily listened with understanding and resolved everything so promptly. Thank you for sharing your experience and recognising the care she provided.
Kind regards,
Claire
Lois was absolutely amazing!
Lois was absolutely amazing!! Can’t thank her enough ❤️ - quick, friendly, efficient.
28. august 2026
Anmeldelse skrevet uten oppfordring
Svar fra Spectrum Insurance Services
What wonderful feedback for Lois! Quick, friendly and efficient is exactly the service we aim to provide. Thank you for taking the time to recognise her — it will mean a lot ❤️
Kind regards,
Claire
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