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Scratch & Patch Anmeldelser 1 927

TrustScore 4.5 av 5

4,5

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Se hva andre synes

Vurdert til 5 av 5 stjerner

good price , easy application very quick. the only thing that needs to be changed is the excluded breeds this should be in the main application at the start not at the end when you confirm... Vis mer

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Vurdert til 1 av 5 stjerner

Denied my claim when my dog had a non healing eye ulcer, linking it to conjunctivitis & allergies my dog had previously, before taking out my policy with them. Sadly the ulcer occurred 15 days after... Vis mer

Selskapet har svart

Vurdert til 5 av 5 stjerner

Highly recommend Scratch and Patch. I insure my three cocker spaniels with them and now my two rescued cats. Thankfully I’ve only made one claim and they were faultless. Wouldn’t use any other firm fo... Vis mer

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Vurdert til 5 av 5 stjerner

I signed up for a policy, then less than a week later, my cat went into health crisis and after... the policy was no longer needed. The people at Scratch & Patch kept the process simple and expresse... Vis mer

Selskapet har svart

Informasjon om virksomheten

  1. Kjæledyrforsikringsselskap
  2. Forsikringsselskap

Om Scratch & Patch

Skrevet av virksomheten

Scratch & Patch

At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶

Our plans 💎

We offer a range of policy options, with up to £8k of Lifetime vet fee cover.

Fuss free claims 🩺

Making a claim is quick and easy. You can claim online or by phone. We can even deal directly with your vet.

Free unlimited 24/7 vet careline 📞

Not every pet health concern needs an immediate trip to the vet — and that’s okay. All customers get access to our unlimited 24/7 vet careline, so support from our UK-registered vet team is there whenever you need it.

Multi-pet discount 💸

One team. Epic savings! Unite all your pet heroes under one policy and unlock a mighty 20% discount.

Protect the paws you love 🩷

Choose a pet insurance partner that’s built for real life, real pets, and real people.

Start your quote today

Kontaktopplysninger

Scratch & Patch Pet Insurance

Protect the paws you love 🩷

4,5

Enestående

TrustScore 4.5 av 5

2k anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Har svart på 100 % av de negative anmeldelsene sine

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Slik bruker virksomheten Trustpilot

Se hvordan anmeldelsene og vurderingene deres innhentes, vurderes og modereres.

Virksomhetene kan ikke betale for å skjule eller tilby belønning for anmeldelser på Trustpilot. Anmeldelser er meningene til individuelle brukere og ikke Trustpilot. Mer informasjon

Vurdert til 5 av 5 stjerner

A good site all round

30. april 2026
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Svar fra Scratch & Patch

Hi Jacqueline,

Thank you for taking the time to leave us a review – we really appreciate it.

It’s great to hear you found everything good all round. We always aim to keep things simple, clear, and easy to use, so it’s lovely to know that came across in your experience.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

Highly recommend Scratch and Patch

Highly recommend Scratch and Patch. I insure my three cocker spaniels with them and now my two rescued cats. Thankfully I’ve only made one claim and they were faultless. Wouldn’t use any other firm for my pets.

30. april 2026
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Svar fra Scratch & Patch

Hi Jennifer,

Thank you so much for taking the time to leave such a lovely review – it really does mean a lot to us.

It’s great to hear you’ve trusted us with both your cocker spaniels and your rescue cats, and even better that your claim experience was smooth and straightforward when you needed us. That’s exactly what we aim for when it matters most.

We really appreciate your recommendation and your continued support – it genuinely helps other pet owners feel confident choosing us to protect their pets too.

If you ever have any questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

Excellent service customer service provided

Excellent customer service provided , quick and efficient

15. april 2026
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Svar fra Scratch & Patch

Hi Mrs Little,

Welcome to the family!

Thanks so much for taking the time to leave us a lovely review – we really appreciate it. It’s great to hear you found the service quick, efficient and helpful.

If you ever need anything at all, just get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

They helped with kind efficiency

I signed up for a policy, then less than a week later, my cat went into health crisis and after... the policy was no longer needed. The people at Scratch & Patch kept the process simple and expressed their condolences. It was appreciated.

I would really consider using them should I ever need to again.

23. april 2026
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Svar fra Scratch & Patch

Hi Lana,

Welcome to the family!

Thank you for taking the time to leave such a thoughtful review. We’re really sorry to hear about your cat – that must have been such a difficult time.

We’re glad the team were able to make things a little easier for you and handle everything with care and simplicity when you needed it most. It really means a lot to hear that.

If you ever need us again in the future, we’ll be here.

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

Everything was easy to understand and…

Everything was easy to understand and helpful the price was very very good and the service on line was excellent

29. april 2026
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Svar fra Scratch & Patch

Hi Linda,

Welcome to the family!

Thanks so much for taking the time to leave us such a lovely review – we really appreciate it. It’s great to hear everything was easy to understand and that you found the price and online service spot on.

That’s exactly the kind of experience we want people to have when joining us, so it’s brilliant to know it came across that way for you.

If you ever need anything at all, just give us a shout via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

Great company

Easy to set up, prices are amazing, haven't had to claim yet but got peace of mind that they will be helpful whenever and if ever I need to claim

31. januar 2026
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Svar fra Scratch & Patch

Hi there,

Welcome to the family!

Thank you for taking the time to leave us such a lovely review. We’re so pleased to hear you found the setup process easy, the prices great value, and that your policy has given you peace of mind.

Knowing you feel reassured that we’ll be here if you ever need to claim means a lot to us. We always want pet owners to feel confident they have the right support in place.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

Good quote

Good quote . Seems to cover all we need for our little doggy. Easy to setup on line . Down loaded the app for the policy . Hoping I’m not going to have to call on them during the year but hope the experience will be as good and easy as the joining the insurance service .

27. april 2026
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Svar fra Scratch & Patch

Hi Kathy,

Welcome to the family!

Thank you for taking the time to leave us such a lovely review. We’re so pleased to hear you found a quote that suited your needs and that setting up your policy was quick and easy.

It’s also great to know you’ve downloaded the app and have everything ready to go. We always aim to make things as simple and straightforward as possible, both when joining and throughout your time with us.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 1 av 5 stjerner

Bad experience

Denied my claim when my dog had a non healing eye ulcer, linking it to conjunctivitis & allergies my dog had previously, before taking out my policy with them. Sadly the ulcer occurred 15 days after the policy started, so I have cancelled my policy as what’s the point in having insurance with them??
They were very quick to reject my claim

21. april 2026
Anmeldelse skrevet uten oppfordring
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Svar fra Scratch & Patch

Hi Jason,

Thank you for taking the time to leave us a review of your experience.

We’re very sorry to hear about your experience and the outcome of your claim. We have managed to locate the claim in question and have asked our claims team to carry out a further review of the decision based on the concerns you have raised and the information available on file.

Once the reassessment has been completed, a member of the claims team will be in touch with you directly to update you on the outcome of the reassessment and any next steps that are needed.

We do apologise that your expectations have not been met on this occasion. Please leave this with us and we will look into this further for you.

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

good price

good price , easy application very quick.
the only thing that needs to be changed is the excluded breeds this should be in the main application at the start not at the end when you confirm everything then have to good to another page to check this i think some people could get caught out by this.

23. april 2026
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Svar fra Scratch & Patch

Hi there,

Welcome to the family!

Thank you for taking the time to leave us a review and for sharing your feedback.

We’re really pleased to hear that you found our prices competitive and the application process quick and easy. It’s great to know getting your cover in place was a smooth experience overall.

We also appreciate you highlighting your thoughts around the excluded breeds information. Customer feedback like this is incredibly valuable, and we’ll make sure your comments are passed on to the relevant team for review as we’re always looking at ways to improve the journey for our customers.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

Dog insurance

Talked to a very helpful person regarding my dogs insurance, and helped me set up my new policies. Very straightforward and easy. Great to speak to a person.

22. april 2026
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Svar fra Scratch & Patch

Hi Anna,

Welcome to the family!

Thank you for taking the time to leave us a lovely review about your experience.

We’re so pleased to hear that our team came across as helpful, professional and caring, as providing that personal support is something we’re truly passionate about. It’s wonderful to know we were able to help you get set up with the right policies for your needs and make the whole process straightforward and easy.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

Quick, Friendly and Reliable Service

The claim process was quick and straightforward and payment was arranged promptly. Every member of staff we spoke to on the phone was incredibly friendly, helpful and professional. A great experience overall.

1. februar 2026
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Svar fra Scratch & Patch

Hi Bengu,

Thank you for taking the time to leave us such a lovely review.

We’re so pleased to hear that your claim process was quick and straightforward, and that payment was arranged promptly for you. We know how stressful it can be when an unexpected trip to the vet is needed, so it’s wonderful to know we were able to make things that little bit easier during that time.

It’s wonderful to hear such kind words about our team too. I’ll be sure to pass your feedback on to them – they’ll be delighted to know their friendly, helpful and professional support made such a positive difference.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 1 av 5 stjerner

Poor Customer Service

Based on the TrustPilot score, I guess I am just unlucky. The level of service via the online chat was more akin to a virtual shrugging of shoulders. I wanted some guidance on whether specific tests at the vet are covered by my policy. The response was along the lines of, "computer says no". Then we have the 24/7 Vet Care Line. I thought I might give that a go. Connected to a nurse who requested pictures of my dog's condition, which I sent. She promptly closed the chat without any further communication. Very poor all round.

**UPDATE: Went back to this mob today with detailed, itemised quotes from my vets - still a case of "Computer says no". What's more, they were bloody rude to my vets who called on my behalf to try and see what could be done. The lesson here, to which I hold my hands up, is simply not to go for the cheap option. You get what you pay for....so time to switch.**

24. april 2026
Anmeldelse skrevet uten oppfordring
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Svar fra Scratch & Patch

Hi there,

Thank you for taking the time to leave a review.

We're sorry to read that your recent experience has left you feeling disappointed. That is never the impression we want to give, and we appreciate you bringing this to our attention.

We wanted to let you know that we are looking into the concerns you have raised and reviewing the interactions referenced so we can fully understand what happened.

Once we have completed our review, we will come back to you directly.

Kind regards,
Scratch & Patch 🐾💙🧡


!!** UPDATED REPLY **!!

Hi there,

Thank you for your further update. We are sorry to hear you remain unhappy with your experience.

We have noted your additional comments regarding pre-authorisation and the service received. To clarify, we do not currently offer a pre-authorisation service, as claims can only be assessed once treatment has taken place and the relevant supporting documents have been received. This allows all claims to be reviewed fairly and consistently.

We have completed our review of the concerns raised and asked our Customer Care Manager to contact you directly with the outcome.

Kind regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner
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Svar fra Scratch & Patch

Hi Pamela,

Welcome to the family!

It’s great to have you on board with us. Thank you for taking the time to leave us a review. We’re so pleased to hear that you found our website easy to use and that you were able to set up your policy quickly and efficiently with us.

We know how important it is to make things simple and straightforward, so it’s great to know that came across in your experience.

If you do have any further questions, please get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

I am very impressed with the service…

I am very impressed with the service that is provided in a friendly and efficient manner.

16. april 2026
Anmeldelse skrevet uten oppfordring
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Svar fra Scratch & Patch

Hi Theresa,

Thanks for leaving us another great review, we really do appreciate it. Thank you as well for taking the time to share your experience with us again.

Reviews like yours really do help other pet owners who may be considering moving to Scratch & Patch and deciding who they can trust to protect their beloved pets.

We’re so pleased to know our service was able to make the whole experience and journey that much easier for you, and that you found everything friendly and efficient throughout.

If you do have any more questions, please get in touch with us here: https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

Very ease to get insurance and good…

Very ease to get insurance and good prices of cover.

22. april 2026
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Svar fra Scratch & Patch

Hi David,

Welcome to the family!

Thank you for taking the time to leave us such a positive review. We’re pleased to hear that you found everything easy when setting up your insurance and that our prices were great value for the level of cover you wanted for your pet.

If you have any further queries, please feel free to get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 1 av 5 stjerner

If you want to pay a premium in good…

If you want to pay a premium in good faith for a farcical rejection of a claim use this company

***updated response to their response***

For clarity the condition which they don’t cover, buried deep within their wording is a common infection in older female dogs. The reason they don’t cover it is because it is allegedly preventable if you have your dog spayed. This is like saying a car crash is preventable by not driving a car, this is not a practical real world application of logic by any stretch as people still need to drive cars and some people would prefer not to have their dog spayed for various reasons especially the avoidance of surgery in a French bulldog. A pet insurance policy should cover your pet for any *new* occurrences of illness in that policy term, if it doesn’t it’s redundant as an insurance completely, so my advice to anyone reading this, please please find an reputable alternative.

22. april 2026
Anmeldelse skrevet uten oppfordring
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Svar fra Scratch & Patch

Hi Richard,

Thank you for taking the time to leave a review. We’re sorry to see that we haven’t met your expectations on this occasion.

We’d really like the opportunity to look into this further for you. We have sent you a request for further information via Trustpilot, so we can review your concerns in more detail.

Warm regards,
Scratch & Patch 🐾💙🧡



!!!** Updated Reply**!!

Hi Richard,

Thank you for providing the additional policy information. Using this, I’ve been able to locate the claim in question and review it in further detail.

The documentation submitted in support of your claim highlighted details of a general excluded condition, which is outlined within our policy documentation provided at inception or renewal.

We’re sorry that we’ve been unable to meet your expectations on this occasion.

If you would like to discuss this further, please don’t hesitate to get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Scratch & Patch 🐾💙🧡

Vurdert til 5 av 5 stjerner

Quick claim process.

The whole process was dealt with very quickly. We were kept informed at every step.

14. april 2026
Anmeldelse skrevet uten oppfordring
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Svar fra Scratch & Patch

Hi Amanda,

Thank you so much for taking the time to leave us a review. We’re really pleased to hear your claim was dealt with quickly and that you felt kept informed throughout the process, as we know how important clear updates can be when you’re worrying about your pet.

We also hope they’re doing well and making a speedy recovery. If there’s ever anything you need, please don’t hesitate to get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Vurdert til 5 av 5 stjerner

The claim was handled efficiently and…

The claim was handled efficiently and sensitively.

10. april 2026
Anmeldelse skrevet uten oppfordring
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Svar fra Scratch & Patch

Hi James,

Thank you for taking the time to leave us a review of your experience during the claims process, especially at what can often be a difficult and stressful time.

We’re really pleased to hear the team were able to handle your claim efficiently and with care, and help make things a little easier for you when you needed us.

We truly appreciate your feedback and hope your pet is feeling much better soon.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 💙🧡🐾

Vurdert til 5 av 5 stjerner

Very straightforward claim process

Very straightforward claim process. Efficiently managed. Thank you

17. april 2026
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Svar fra Scratch & Patch

Hi Katie,

Thank you so much for taking the time to leave us a Trustpilot review.

We’re delighted to hear that you found the claims process very straightforward and that your claim was handled efficiently by the team. Feedback like yours means a lot to us, and it also helps reassure other pet owners who may be looking for cover they can trust.

We really appreciate your kind words and hope your pet is making a speedy recovery.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 💙🧡🐾

Vurdert til 5 av 5 stjerner

The claims process is timely and…

The claims process is timely and straightforward, everything felt fair. Unfortunately some vets overcharge on medicine and lab fees so check your limits carefully.

10. april 2026
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Svar fra Scratch & Patch

Hi Kaya,

Thank you for taking the time to leave us a review of your experience with us.

We’re so pleased to hear that your claim was dealt with in a timely and straightforward manner and that we were able to get everything sorted quickly for you.

We really appreciate your feedback, and we hope your pet is making a speedy recovery.

If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 💙🧡🐾

Dette er Trustpilot

Alle kan gi tilbakemelding på Trustpilot. De som skriver en anmeldelse, har rett til når som helst å redigere og slette den. Enhver publiserte anmeldelse er synlig så lenge en tilknyttet konto er aktiv.

Virksomhetene kan automatisk be kundene om anmeldelser, og disse blir bekreftet som faktiske opplevelser.

Lær mer om andre slags anmeldelser.

Vi har et eget team og smart teknologi som beskytter plattformen vår. Finn ut hvordan vi motvirker falske anmeldelser.

Lær om anmeldelsesprosessen på Trustpilot.

Her får du åtte tips om hvordan du skriver en god anmeldelse.

Verifisering kan bidra til å sørge for at anmeldelsene du leser på Trustpilot, er skrevet av faktiske personer.

Det kan gi en skjev TrustScore å tilby belønning for eller be bare enkelte kunder om å skrive en anmeldelse, og dette går imot retningslinjene våre.

Ta en titt selv