Indigocard Anmeldelser 

I wish I could give Indigo Credit Card zero stars. I made my payment on December 26th, and instead of processing it, they put my account into a negative balance for the amount I paid. Then they told me they wouldn’t process the payment until January 3rd, even though they’ve already taken the money from my bank account!

When I called, their representative said they needed to "verify the funds are available." What? My bank already allowed you to process the payment—doesn’t that confirm the funds are there?

Now I have to wait a full week to access the money they’ve already taken from me. Luckily, I didn’t need to use the card urgently, as I’m only using it to build credit by paying off my balance weekly. But this is completely unacceptable.

Indigo Credit Card is the worst company I’ve ever dealt with. If you’re looking for a card to build credit, do yourself a favor and look elsewhere. This level of incompetence and poor customer service isn’t worth it.

High misleading annual fee representative are very rude barely speak. English one hung up on me. The other one was spoke to me very rudely. Had to call and speak to several representatives after account was closed before I finished the final confirmation and checked to make sure fee would not be charged to me since I never used card.

I'm getting at least a dozen spam emails a day asking me to apply for this card. I'm tired of it.

I applied for the indigo card and my credit prior was $620 afterwards I received a letter in the mail telling me that my credit is 230 and I know that it was at 600 because I had just a week before I got in a credit card from navy federal however I am going to take them to court this is ridiculous

So first off this card sucks. I try to use it then it won't work. I call them up and there is a block. I get the block off and use it. Then I go to pay my bills I accidentally pay it twice so now im I'm the positive. I go to spend the money I overpaid and it won't work. I call them up to find out why and they say my account is closed. The system closed my account. Mind you I have extra money in my account. They can't answer why it was closed. If I would've never called they would've just kept my money. Then they said they will cut me a check that won't be here for 45 days. Now I have to figure out how to pay a bill I was going to use my extra money to use to pay it. It's frustrating

I would give 0 stars if I could. I paid $175 for the annual fee, and made $100 purchase on top of that, I paid the card off in full and they closed my account saying I had suspicious activity and will not refund me. I called and got no help from representative they basically robbed me of the annual fee.

I'm trying to get late removed which shouldn't be there does anyone have any way of helping me with an email address.

What an insult the 35.9% apr. is that in its self is a reason never get it. 21% is bad enough in years past for for a high interest rate but this is fing ridiculous. This is a targeted abuse

Indigo😭 is a Fraud Company! Concora Credit! Go to reviews! Concora Credit reviews! File a complaint BBB PACIFIC WEST and FTC Federal Trade Commission! They deny your transactions, block ur card , hold ur payment,charge High fees" Suspicious Activity, High Risk ! Go read reviews! This is a Scam Operation! Do what I, did File Complaints both online .All us customers, same issue ! So they can Hit, you with a Annual Fee, delay ur payments, charge u a late Fee ! This Company is a Total Sham ! Boiler Room Operation! Google Concora Credit Reviews; you will be " Shocked " Thousands of Bad Reviews! I, am on a Mission to close them down ! Gary G P.S I, has a Milestone Credit Card, they also have Destiny, Scam Company, closed my New Acct " Suspicious Activity! Liars ! Read Reviews on Google ! File Complaints,Shut them down !

I was happy to get this card and it was a win win for both. I charged and they got paid. No missed payments and credit scored rosed. Then out of nowhere a get a letter saying my interest was going from 30%to 35.9 and was going to start charging a 7 fee.
This is nothing more than a company getting greedy.
I gladly closed my account and felt great about it

The company lies on when your money will post then when you call them bad customer service.

I am happy to have an additional credit card that I do not need.

Indigo took a chance with my fico 600 score and set a credit limit of $500 then allowed me to go over by another $500 for a total of yes $1000

It's an expensive card to have because of the fees, but I like having the additional credit!

I hope to make all my payments over the min amount to pay off faster and get a 700 in the future!

The worse credit card i ever had, charge fees with not even ever used.
Not open this scam credit card...really sucks!

This is by far the worst business I’ve ever dealt with. They have taken more money in fees than any other card company I’ve ever used. After I paid off my $300 credit in full, they decided to freeze my account for 14 days, supposedly to ensure the payment cleared, even though I’ve had the card for many years and have never had a payment not clear. The payment cleared in just three days.

Businesses like this make me sick, and I believe the founders deserve to be jailed for life.

This company is a scam. They'll approve you, charge you the fee then shut the card off after first use with an excuse they need to check your id. It takes 5-7 business days for them to check it AFTER you mail it or fax it. Who knows what they say after that. I just told them to close the account. Horrible company and the people in "customer service" are rude. Stay FAR away!

Upon my credit going on I figured time for a reasonable credit card and I’ve received an offer thru Indigo card! Applied approved card came 2 days ago. Called activated card to go looking online at account and it says na for everything. And it had a number for me to contact. Called, to be told there’s a block so I would need to provide an ID thru fax …. Already provided social, address and a faxed ID. It was delivered but they say it will take XO amount of days before they could collect the fax!!! I told her I know calls are recorded and I don’t feel safe with my personal information just out there and here lies a credit card I cannot use or access to just close the account, I am sorry that kind of hassle isn’t worth Do not bother with this company they’ll collect all your personal information for nothing

This company really sucks. I went to go and withdraw $200 out of the ATM machine. I wasn't aware that I can only pull $100. So it supposedly put a lock on my account. Had to fax on my ID and was told it takes up to 5 days to unlock. Now that are saying that it takes 5 days to review and an additional 5 days to unlock. This company is a total rip off

They continually send me pre-approved offers then deny me because I have a 204 credit score. However TransUnion, Experian and Equifax say my score is over 700. What a joke this company is

This card sets you up for failure. I was lied to from the first phone call. Well either lied to, or the representative didn’t have a clue what she was talking about. Either way it all led to them closing my account within a two month run with them and I ended up losing 55 points, as well as still having the credit inquiry from them on my report for another year and a half. I had a $500 limit, used it to the max the first month and paid it back immediately to build credit. I accidentally paid it online twice but wasn’t 100% sure due to them not immediately taking it from my bank. I called the next morning and asked the rep if that happened, she said “no”. Then I asked when my funds would be available and she said “ Your funds will be available in approximately 15 days” 😳 I said “What, are you serious?” “ Yes Mr. R I am sir” I asked what would I have to do to get the funds on the card faster. She said “ Money Gram would get them back in 3 days or less” I said O.K then I’ll go pay it by Money Gram, I’ll stop the other “payment” not payments… She said “You can not take the payment back sir.” 🤌🏽🤔 So I’m using Chime for my bills to automatically come out as well as subscriptions etc. I really like Chime btw. I told her I can freeze my card when I’m not using it to stop unwanted charges and that’s what I did. Then I went to Walmart (Yay) and payed it Money-gram payment in full. So then I looked at my Indigo account online and it was showing I had $1475.00 with $400 available to use🫤. It was like that for a week or so. I called and asked another rep or 3 what was going on and they said “You made 3 payments sir”😳 3? I said I only made 1 and stopped the first from being pulled, the first rep told me I only made 1 when I thought I made the mistake of making 2 when I first started. They seemed to know nothing about her saying that and they said that I had 24 hours to cancel them. The first rep said there wasn’t an option to cancel. So I just payed and figured they see the payment and just let the others go. Well they ended up coming back as “returned funds” twice! Which led to them closing my account and killing my score. I called and all they could say was “We can’t stop the computer from making the decisions” the computer??? What the? I don’t know maybe I’m wrong or stupid or I don’t know what, but it says in the fine print that you have 24 hours to stop a payment and when they all went back in the recorded notes none of them said they saw where the first rep told me that you can’t stop a payment…🤬🤬🤬oh and then not one, but a few of them told me to re apply! Lol why so I could get another credit score lowering inquiry and get turned down as well, due to my my score diving to the abyss? lmao… I don’t think so you scumbags…My point, beware…

The card is okay if you pay the full balance every month, yet you still need to pay the annual fee. The interest rates are exorbitant. I used the card for more than four years, paying the total balance each month. Despite this, the interest rate still increased without any credit limit increase. It's better to get Credit One or a secured card that you fund with your own money and pay off monthly. It's not a good card at all.