First Time Finance Anmeldelser 

Great experience with Babul and Ibi!

We had a really positive experience throughout our mortgage journey. Babul and Ibi made the process straightforward, kept us informed, and were always happy to answer our questions whenever we needed clarification.

Thank you both for making the process easier and less stressful. We highly recommend them to anyone looking for a mortgage advisor.

My experience is great due to many reasons like the listening ears, ready to act attitude, encouragement and positivity from the team till they delivered my desired made it all a very special experience

I was given a Royal treatment. I am happy with your services.

We had a great experience with the team. They explained the entire mortgage process clearly, helped us understand the different options, and guided us towards the one that suited us best.

They were transparent throughout the process and managed to secure our mortgage offer from the bank within just half a day, which was incredibly quick and efficient.

They also helped us find one of the best mortgage rates available in the market. Very professional, helpful, and responsive from start to finish.

Highly recommended if you’re looking for a reliable and trustworthy mortgage broker!

As an immigrant living in the UK on a visa, the thought of securing a mortgage initially felt completely overwhelming. I reached out to Ripley at First Time Finance after finding them online, and it was honestly one of the best decisions I could have made.

They genuinely specialise in helping foreign nationals navigate the complexities of the UK property market. From the very beginning, they took the time to explain the stricter lender requirements, thoroughly reviewed my documents to help prevent unnecessary delays, and knew exactly which lenders were suitable for my specific visa circumstances.

Thanks to their expertise, professionalism and attention to detail, the entire process was smooth, transparent and stress-free from start to finish.

If you’re a foreign national or a first-time buyer trying to navigate the UK mortgage system, I would highly recommend First Time Finance. Ripley, Ibimina and the team have been absolutely brilliant! ⭐⭐⭐⭐⭐

Good communication and swift response. Ibi and Babul were so helpful 😢

⭐⭐⭐⭐⭐ Outstanding service from First Time Finance

I honestly cannot recommend First Time Finance highly enough.

From the very beginning of my mortgage journey, the team have been incredibly professional, knowledgeable, patient and supportive. Buying a home for the first time can be stressful, especially when there are so many moving parts, but they made the whole process feel so much more manageable.

What impressed me most was the level of communication. At no point did I feel like I was just another application. They took the time to understand my circumstances, explain everything clearly, answer all my questions and keep me updated throughout the process. Whenever there was an issue or something that needed clarification, they were proactive in dealing with it and kept me informed every step of the way.

I particularly appreciated their attention to detail and persistence when dealing with the lender. There were several points where the process could easily have become difficult or overwhelming, but the team continued to work through everything and kept things moving.

A special thank you to Ripley, Henry, Lauren and Ibi you are all absolutely amazing! Your patience, professionalism, communication and genuine commitment to helping me achieve my goal of becoming a homeowner have been exceptional. The reassurance you provided throughout the process made a huge difference, and I genuinely appreciate everything you have done.

If you are looking for a mortgage adviser who will take the time to listen, explain things properly, keep you informed and genuinely care about helping you achieve your goal. I would wholeheartedly recommend First Time Finance.

Thank you again to the entire team for making what could have been a very stressful journey feel so much easier. I couldn't have asked for a better experience. ⭐⭐⭐⭐⭐

​Securing a mortgage can feel overwhelming, but working with First Time Finance made the whole journey smooth, stress-free, and straightforward for us.
A huge thank you to Babul and Ibi for their incredible support, clear guidance, and seamless communication throughout the entire process.
They went above and beyond to help us get our mortgage offer issued, staying responsive, professional, and genuinely attentive every step of the way.
We couldn't have asked for a better team to guide us through this milestone. Highly recommend First Time Finance to anyone looking for a reliable broker!

Babul and his team at First time finance are genuinely wonderful people. From the very first conversation right through to the day our mortgage completed, we had support at every single stage — nothing was too much trouble and no question went unanswered.

They made a process that could have been stressful feel straightforward and reassuring. Any time, any day, they were there.

I would recommend their services to anyone looking for a mortgage broker especially first time buyers.

Our experience with Ripley and his team have been nothing short of amazing!
They have been very responsive and most importantly very patient and professional in giving us clarity every step of the way.
I would absolutely recommend First time finance to anyone and would definitely be using their services again doing our re mortgage.

Initially, I thought the process was a bit slow due to being a first-time buyer. There was so hurdle during the process and I thought that was the end as I do not believe I would be accepted for the mortgage application. They did ask me to explain what happened which I provided and the mortgage offer was confirmed two days after this. So, well done to Babul and Ibimina.

From our first consultation with Henry to securing our mortgage offer, he and his team, Ibimina and Kayleigh, have been nothing short of amazing. They literally held our hands like the newbies we were and guided us through the entire mortgage and insurance process.
Communication has been excellent, with regular and timely updates throughout, which we really appreciated. They were always available to answer our questions and made what could have been a stressful process feel so much easier.
We would highly recommend Henry and his team to anyone looking for a mortgage adviser. Thank you so much for all your help and support!

It was an excellent experience with Ripley. Communicates clearly and very committed. I am happy and satisfied

Excellent service from First Time Finance! From my very first meeting with Clint, I knew I was in the right hands. The home-buying process can feel daunting, but the team made everything so much easier with their constant communication, guidance and regular updates.

My journey with them has been amazing. Clint and Ibi have been absolutely fantastic throughout the whole process, and I genuinely couldn’t have asked for a better team to support me.

I would highly recommend First Time Finance again and again. Thank you for helping make this dream a reality!

I genuinely feel like I have to share my experience with Ripley because my mortgage journey was definitely not a straightforward one.

I only decided a few weeks ago that I wanted to try buying my first home. I hadn’t been planning it for years, and although I had some savings, my situation was more complicated because of my visa duration and the deposit I had available.

I spoke to quite a few mortgage advisers before Ripley, and most of them either couldn’t help, gave up on my case, or told me I would need a 15% deposit with a higher interest rate. So I was already starting to think it probably wasn’t going to happen.

Even with Ripley, we almost missed our first two appointments because our schedules simply didn’t match. My job is very time-demanding, and realistically, I just couldn’t manage regular scheduled meetings.

But this is actually what impressed me most about Ripley.

One day, without even having a scheduled appointment, we happened to speak over the phone. We only had a few minutes, but instead of just saying, “Let’s arrange another appointment,” he took the opportunity to talk through my situation and encouraged me to give it another try.

From then on, he was incredibly flexible. There were times when we couldn’t arrange a proper meeting, so he would simply work around my schedule. I remember one occasion when Ripley was actually going for lunch and called me on the way, we spoke for a few minutes, discussed what was needed, and then carried on progressing the application.

That really says a lot about how he works. He didn’t expect me to completely rearrange my life around the mortgage process — he tried to fit the process around my day and my work schedule.

And despite all the complications, he kept going.

Today, I can finally say my mortgage offer has landed! 🥹🏡🎉

It’s honestly quite emotional because this all started only a few weeks ago, and there were several moments where I thought it simply wasn’t going to work.

Ripley’s flexibility, persistence and willingness to keep trying made such a huge difference. He never made me feel like my situation was too difficult or that I was wasting his time.

Thank you, Ripley, for working around me, being so flexible and, most importantly, not giving up when others had already told me it would be difficult.

If you have a complicated situation or a very demanding job where you struggle with fixed appointments, I would genuinely recommend speaking to Ripley. He actually meets you where you are and finds a way to make it work.

And now… first home, mortgage offer landed! 🏡❤️ What a journey!

My case handler consistently maintains a professional and helpful demeanor throughout the entire application process. They clearly explained each step in detail, answered all my questions thoroughly, and provided ongoing support to ensure I understood every stage.

I had an excellent experience with First Time Finance and would highly recommend them to anyone looking for a mortgage broker, especially first-time buyers and individuals on visa. Leveraging their critical experience, they made the entire process simple, smooth, and stress-free, providing excellent communication, education, and guidance at every stage. The team were professional, responsive, knowledgeable, and always available to answer my questions and explain everything clearly. Most impressively, they helped me secure my mortgage offer with one week! Their teamwork, efficiency, and attention to detail truly exceeded my expectations. I couldn’t have asked for better support and would confidently recommend First Time Finance to anyone needing expert mortgage advice.

The team from FTF; Henry, Ibimina, Lauren, Allie and Kayleigh were very helpful in getting us the best offer available. Clarified the process and stages till exchange making it a smooth experience for us as first time buyers. Can’t recommend them enough.

I cannot thank Babul and Ibi enough for all their help throughout our mortgage journey.

Babul was absolutely amazing, professional, extremely patient, supportive, and always kept us updated, especially when things became stressful and I had lost hope. He worked hard to find us the right solution, and we are so grateful to now have our mortgage offer!

I would highly recommend Babul to anyone looking for a mortgage broker who is knowledgeable, professional, persistent and genuinely cares about his clients.

Thank you both for helping make our dream of becoming homeowners a reality!

We had such a great experience with this company. We especially want to recognise the mortgage broker who was assigned to us and the entire team who supported us throughout the process.

From day one, our broker ( Clint) has been incredibly patient, knowledgeable and genuinely caring. No matter how many questions we asked or how many times we called, he never made us feel like we were a bother. He took the time to explain everything clearly over and over again if needed until we completely understood. That level of patience and professionalism is rare.

Thank you to the entire team for your dedication. We wouldn’t hesitate to recommend this company to anyone looking for professional and reliable mortgage support.