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The Money Platform Anmeldelser 

482
•
TrustScore 4.5 av 5

4,5

Kredittinstitusjon
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Vi bekrefter ikke spesifikke uttalelser siden en forfatters mening er hens egen, men vi kan merke en anmeldelse som "bekreftet" når vi kan bekrefte at det har vært kontakt med virksomheten. Mer informasjon

For å beskytte plattformens integritet vil alle anmeldelser på plattformen—bekreftet eller ikke—bli undersøkt av vår automatiserte programvare (tilgjengelig hele døgnet). Denne teknologien er designet til å identifisere og fjerne innhold som bryter med retningslinjene våre, deriblant anmeldelser som ikke er basert på en faktisk erfaring. Vi vet at vi ikke kan fange opp alt. Hvis du tror at vi har gått glipp av noe, kan du rapportere det. Mer informasjon

Se hva andre synes

Vurdert til 1 av 5 stjerner

I got a text of this company threatening debt agencies Try to call them call times out after 2 mins. Can not log in as their website doesnt function- all in all - utter cowboys.

Vurdert til 5 av 5 stjerner

The Money Platform went out of their way to help me on over 4/5 occasions with multiple pushbacks on my loan payment in a difficult period for me. Their service is top tier, including rapid response o... Vis mer

Vurdert til 5 av 5 stjerner

I can't speak highly enough of this company! The whole loan process from beginning to end was a great experience. Everything was very straight forward, and the loan completed amazingly quick! Unf... Vis mer

Vurdert til 5 av 5 stjerner

I have recently had a loan from them, they had no problem in rearranging my instalments after an unexpected expense occurred for me over this festive period. They replied very quickly and resolved my... Vis mer

Informasjon om virksomheten

  1. Kredittinstitusjon

Skrevet av virksomheten

The Money Platform is a next-generation fintech marketplace that connects people who want to lend with those who need to borrow. Powered by our proprietary TMP Score and advanced credit analytics, we’re reimagining lending — making decisions faster, reducing costs, and opening access to fair, affordable credit. Built on transparency and inclusion, we enable real people to lend directly to real borrowers, removing the middlemen and creating a fairer financial future for everyone.

Kontaktopplysninger

4,5

Enestående

TrustScore 4.5 av 5

482 anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Ingen tidligere historie av å be om anmeldelser

Denne virksomheten har ikke oppfordret kundene i det siste, og anmeldelser er derfor kanskje ikke representative

Har svart på 80 % av de negative anmeldelsene sine

Bruker vanligvis over én måned på å svare

Slik bruker virksomheten Trustpilot

Se hvordan anmeldelsene og vurderingene deres innhentes, vurderes og modereres.

4,5

Alle anmeldelser

(482)

27 anmeldelser i de siste 12 månedene

Skriv en anmeldelse
Virksomhetene kan ikke betale for å skjule eller tilby belønning for anmeldelser på Trustpilot. Anmeldelser er meningene til individuelle brukere og ikke Trustpilot. Mer informasjon
Vurdert til 5 av 5 stjerner

I would recommend it to anyone whom is…

I would recommend it to anyone whom is being affected by this economic crisis they are very helpful and have an excellent reputation and a great working team I really appreciated when I needed to borrow from them and they understood exactly when I didn't have the money to pay back so it's a 5* from me and I would like to say thank you very much, Cesar Moutinho.

11. januar 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

They’ve been really helpful

They’ve been really helpful. I was able to get a loan quickly as well as great customer support.

Being Christmas I was a little short with cash and they were able to delay everything for a month. Worth out any issues or problems.

29. desember 2023
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

I have recently had a loan from them

I have recently had a loan from them, they had no problem in rearranging my instalments after an unexpected expense occurred for me over this festive period. They replied very quickly and resolved my issues without any charge or damage to my credit file. A really respectable pay day loan company. Thanks again!

22. desember 2023
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Absolutely brilliant

So very helpful this company to deal with never had an issue. Use them again and again and again 10 out of 10

24. oktober 2023
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

I have been lending for some time now…

I have been lending for some time now and have issued over 300 Loans.

Whilst this is a higher risk investment, as clearly explained on the website, I think the product is easy to get your head around and am glad to be able to earn a healthy return whilst adding competition to an overlooked area of the lending space.

I am thankful for the new Lender Statistics Page which has helped my understanding of my investment.

19. oktober 2023
Anmeldelse skrevet uten oppfordring
Vurdert til 1 av 5 stjerner

This is one of the 10 loans not paid

This is one of the 10 loans not paid . i did ask them for details so i could do a ccj against them . outcome . they said no and what do they do nothing .

also a payment for £118 was made . it was credit against the loan . then a few days later . it was taken back . i will post the other 9 loans so it is plan

to see that they are a big con.

Terms agreed 14/06/2023
Money lent £250.00
Term 13 weeks
Daily rate 0.8%
Total rate 73.6
Borrower annualised rate 292%
State overdue
Loan Contract Link

Proposed final repayment date 15/09/2023
Actual final repayment date
Money repaid £0.00
Profit £0.00
% Profit 0.00%
Risk Category High Risk
Asset Backed? No

6. oktober 2023
Anmeldelse skrevet uten oppfordring
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Svar fra The Money Platform

Hi Paul,

Thanks for raising your concerns. We have already discussed this loan with you but appreciate your frustration on your lending experience here. We are hugely grateful for you raising this and we will use this an opportunity to clearly show the risks involved with lending on The Money Platform.

We publish an annual Outcome Statement, which shows possible returns and the expected rate of default. For example in the current year we are forecasting a 15.4% Return after losses and fees, which is based off a 9.7% Delinquency Rate and a 7.8% Default rate. Over the last 3 years when we have followed the Outcome Statement publishing rules we have exceeded the Forecast Return, however lenders should be prudent of the risks. You can read more here: https://themoneyplatform.com/outcomes-statement

As you show in your message, these loans are:

"Risk Category = High Risk"

There is a chance of a borrower missing payments and defaulting. When you started lending and signed up with us you expressly acknowledged this risk, and noted the risk of losing all your money. Our risk warnings are prominently displayed on our website. This is a 'High Risk' investment and as you note in your post - it is not Asset Backed. Our terms state that the platform has responsibility for managing collections, this remains the case and we do not share individual details between borrowers and lenders. As far as we know you are not a regulated debt collector and this would be a breach of our terms.

94% of Lenders who have lent over 10 loans have made a profit in the last 5 years.
98% of lenders who have invested in more than 50 loans are in profit in the last 5 years.

This shows that there is a risk of a capital loss. You have invested in a small number of loans and some have repaid, whilst some, including this (from 14/06/2023) one have not. It is frustrating for you if you do end up losing money from your investment in The Money Platform, our lenders understand the risks of losses and are required to take a test to prove they understand the risks, and so, whilst unfortunate and an outcome we are dedicated to preventing, it should not come as a surprise. Not all your loans are complete right now and so we would encourage patience whilst the collections process continues.

We as a company only get paid when the lender get's paid via repayment of a loan. This is not a 'con'.

On the Loan you mention (Loan 5f07a165553 from 14/06/2023): This loan is still in collections and we are working with the customer to ensure full payment.

As you may know, we started lending in 2016, since when we have issued over 70,000 loans. We continue to welcome new lenders, and c.20% of our current lenders started lending with us over 5 years’ ago. Bear in mind that diversification is a key factor in P2P lending, spreading your investment across many loans to reduce risk. As an illustration, our most recent analysis shows that around 94% of our lenders who have made more than 10 loans are in profit on their TMP lending account (note 1). Note 1: TMP’s internal analysis as at 4/9/23, unaudited. Key assumptions: (1) all loans written in the last 5 years since July 2018, and (2) only loans > 6 months since loan start date.

As a lender, any loan you make is unsecured. Your capital is at risk and you could lose all your money. You should only lend what you can afford. Please read our lenders' risk statement and outcomes statement and FAQs. Lenders are not covered by the Financial Services Compensation Scheme.

Vurdert til 5 av 5 stjerner

Excellent lender

A very good company, solid and trustful. Wherever there's a problem with payment or you can't afford payment they're really helpful and always trying to figure out your problem with them.

29. september 2023
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Excellent service

I messed up my payment date and they have been really understanding. Experience so far has been excellent.

20. september 2023
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Quick

Quick, transparent and easy to use ! Can’t fault them ! Really good service

19. september 2023
Anmeldelse skrevet uten oppfordring

Dette er Trustpilot

Alle kan gi tilbakemelding på Trustpilot. De som skriver en anmeldelse, har rett til når som helst å redigere og slette den. Enhver publiserte anmeldelse er synlig så lenge en tilknyttet konto er aktiv.

Vi har et eget team og smart teknologi som beskytter plattformen vår. Finn ut hvordan vi motvirker falske anmeldelser.

Lær om anmeldelsesprosessen på Trustpilot.

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