CreditFirm.net Anmeldelser 

Genesis collection was destroting my credit over an apartment that fraudulently said that I owed them $14,000 for ending my lease early. This is completely a lie. I told the management company that I was moving out, gave them 2 months notice and time to find another tenant, I left the apartment spotless, dropped the keys off and the office manager told me that I didn’t owe anything else. Instead of giving me back my security deposit within 30 days like they were supposed to, they kept my security deposit, said that the apartment needed new carpets, countertops, and other work, which is a complete lie. They send me a huge bill and when I showed them pictures I took of the spotless apartment I left them, they send the debt to Genesis collection agency which reported in my credit reports. This made my score go under 600 and I always pay my bills, I always had 700 scores, but their lies stopped me from getting another place, a car, they destroyed my life. Credit firm was able to help, they got the Texas attorney general to start an investigation and got the CFPB to get Genesis to delete this fraud from my report. My score is finally back over 700!

I traded in a car 2 years ago and the dealer took forever to pay off the loan. My fault was that I assumed that the dealer was going to pay off the car and I never bothered to check. Imagine my surprise when credit karma sent me a notification that Capital One Auto reported a late payment on my auto loan, 2 months after I got rid of the car. I called the dealer, I called the credit bureaus, I called Cap One, I was sending dispute letters like crazy. I had perfect credit and this one late payment destroyed my scores. I was trying to fix this thing for almost 2 years and nothing was working. Credit firm did in 4 months what I couldn’t do in almost 2 years. They got the stupid late payment off my report and I am back to perfect credit. If you’re trading in a car, don’t assume that the dealer is going to pay off the loan on time. Check with them and the lender until the account is closed and at $0. I’m so happy I don’t have to live with this late payment for another 5 years. Credit firm rocks.

I had identity theft in March 2024 and tried fixing it myself but wasn’t really getting anywhere with the credit bureaus and credit card companies. I used Lexington for about 6 months and they weren’t much help other than sending disputes that were getting verified over and over. I got credit firm in February and told them I had identity theft. The guy I spoke to on the phone told me to get a police report, send it to them, and they would do the rest. I did and now all of the fraudulent accounts are gone and my credit is back to normal. I can’t believe that I wasted so much time dealing with this when there was a specific thing that just needed to be done. Credit firm did its job, they did it well and fast. These guys know credit.

Scam Likely, paid for this and never heard from them continue to try charging my account 6 months later. Do not recommend

I’m up 100 points. Started service on New Years and already up in to the 650s. I haven’t had a score this high since, ever, lol. Best part, I’m not doing anything and creditfirm is doing all the work. 700 score is next!

It actually works. I’m just as surprised as anyone because I used another credit repair company and they did nothing. I decided to send disputes myself and got a few things removed but I couldn’t get the last few accounts removed no matter what I tried. So I decided to give credit firm a try. A few months at $50 won’t break me. And guess what? They actually got the 3 accounts I have been working on for 2 years removed after 3 months. I have no idea why they got the stuff removed when I couldn’t but at this point, I’m just glad this is finally over and I can finally have a good credit score for the first time in my life.

Got all the late payments off my 11 Navient loans and 2 collections removed so far. I’m 4 months into this. Good value for the money so far.

The most useless service I have ever seen. They never do anything until you email or ask. All they did was removed 2 address from my credit, not even inquiry was removed. They will never update you on anything, how come people even have audacity to charge any money by doing nothing.

Fraudulent company happily steals your money and does absolutely nothing I would never recommend i sincerely do not understand how these thieves are still in business

Absolutely terrible experience. This company is a complete waste of time and money. They promised results and delivered nothing. For months, I barely got any updates unless I chased them down repeatedly. When I did hear from them, it was vague, unhelpful, and clearly thrown together with no real effort. It felt like they just wanted to collect a monthly fee while doing the bare minimum , if anything at all. Lazy, unresponsive, and completely unprofessional. Do yourself a favor and look elsewhere. This was beyond disappointing.

Documenting My Credit Repair Journey…
Documenting My Credit Repair Journey with Credit Firm

** Scroll to bottom for most recent update**

Review Jan 14, 2025:

I recently signed up with Credit Firm to help repair my credit and wanted to document my journey to provide transparency and updates for others considering their services.

I’ve been working on improving my credit for some time, and after researching various companies, I chose Credit Firm due to their straightforward pricing and solid reputation. Within just a day of signing up, they confirmed that my dispute letters were sent out—a promising start!

For context, here are my starting credit scores:
• TransUnion: 615
• Experian: 611
• Equifax: 625

My primary goals include removing negative accounts from my credit report (such as OpenSky, Infiniti, and Verizon) and improving my overall credit profile. I’ll be documenting my progress here over the coming weeks, sharing updates about the process and results to help others make informed decisions about Credit Firm.

So far, I appreciate the responsiveness and quick action from the team. I look forward to seeing how they handle my case and the impact it has on my credit scores.

Stay tuned for updates!

Update Feb 24, 2025:

One item was removed from my reports so far. Not sure if I could have achieved this by sending out the letters but so far I am very happy with my experience. Communication has been personalized and prompt, <24 hour turn around each time I've reached out.

Scores:
• TransUnion: 721
• Experian: 709
• Equifax: 699

Going into my 2nd month of service I am satisfied thus far and would recommend. We will see if any effort is made this month or if the service simply sends the initial batch and sits back. Stay posted! Upgrading to 5/5 stars for now!

This place is a scam that will take years and years of paying them monthly to fix your credit. They slower than snails so you keep paying them.

I've been sending clients to credit firm for about 3 or 4 months and have started seeing some great results. Clients are coming back with higher credit scores, fewer collections, charge offs, etc... and much more ready for a mortgage. I've referred clients to other credit repair companies before and it got or miss but, I really like what I'm seeing from credit firm so far.

What a waste of time I spent money that I don't have to try to fix my credit they barely even get back to you and if you try to call them nobody can help you the only thing they can do is send a message to somebody to somebody to email you back and they're not even good with that I even just told them not too long ago that I wasn't able to pay but I'll let them know when I can pay again so then when I send an email telling them when they can take the money which was on September 14th here we are September 21st nobody got back to me so I just sent them a message to cancel everything I paid in May July and August and only four things have been removed Lexington law has removed things faster than this Lexington law may not dispute everything at once unless they changed but at least I can say the amount that Lexington law does do they get stuff done It is extremely rare that I write a bad review but I feel like I needed to say something please do not waste your money on this I'm going back to Lexington law thank God for Sezzle because I will be using this so that way I can try to pay for their services so if I'm going to spend money that I don't have I rather spend more to make sure I'm getting what I'm paying for update 9/22/2024 still doesn't change that I sent an email and 8 days about restarting service and getting a letter from a credit bureau no one gets back to me but then when I do a bad review somebody wants to reply lack of communication from this company is horrible Don't remember anybody telling me that they'll keep my payments on hold until the credit bureau got back to them but either way I sent the email nobody got back to me which is messed up And then they say the amount that I spent so far sounds like whoever is replying is being very sarcastic doesn't matter how much I spend communication is the key And plus I feel like whoever is also writing The reply is making fun of my situation sorry that I had a moment where I couldn't pay I have physical health issue so sometimes I have to prioritize my health needs over my credit
Update 9/23/2024 nothing in Spam did a whole search in the email and the only thing that popped up that's recent is the email from September the 14th where nobody's gotten back to me This really sucks that I'm going to have to spend money that I really don't have just to make sure that a company gets back to me when I contact them And if someone really did get back to me I would have never done this review to begin with nor did I know that my payments were going to be paused until the credit he was where to say something back and also in that same email I also had a screenshot of a message stating that a credit bureau won't be doing anything since I'm using a repair company and nobody got back to me regarding that

Absolutely wonderful, I signed up on July 15th 2024 and have already seen 4 accounts removed and my scores are all up over 640 already.

Signed up in June and my scores have all gone up, they even got the eviction collection off my reports

They haven't done a damn thing including call me back. I put a lock on the card but for a dew says had it off because I didn't pay on this service but sure enough they take the money. They are nothing but cons

I've been with Creditfirm.net for the past three months, and all they've done is take my $150. There has been absolutely no improvement in my credit score. They claimed to have sent letters to all three credit bureaus (Experian, Equifax, and TransUnion) and assured me that I'd receive a response within 30 to 45 days. However, it's been over 60 days and I haven't heard anything from any of the bureaus. I'm still with them, but I won't be staying past this month unless there is some miracle.

I had my identity stolen a few years ago and have been trying to clean things up over the course of the last year and a half but, the credit card companies and credit bureaus and not been very helpful. I finally decided to hand things off to a professional service and I went with CreditFirm.net because of the great reviews. They did not disappoint. What I couldn't accomplish for 18 months took them 3 months to do and they had all of the fraudulent accounts removed. I just wish I did this sooner.

I used credit firm in 2013 to fix my credit and everything was great but, everything went sideways a few years ago because of covid. I got a bunch of late payments and medical bills on my credit so I had to use them again. My scores are a lot better now and the medical bills are all gone. CreditFirm.net did a great job but, I hope I never have to use them again but, it's still nice to know that I have someone to help me when I need it