Myscoremonitor 

Cancelled the trial after a week because I didn't need it long-term, and they didn't make it difficult to leave. Respect for that.

Helpful tips on which cards to pay down first. My score actually bumped up 22 points in two months.

UI is a little dated, but the info is accurate. It matched exactly what I saw on my official bank report.

The "score simulator" is fun to play with, but the real value is the daily monitoring. Peace of mind is worth the monthly fee.

I got an SMS about a credit inquiry for a car loan I didn't apply for. Caught the identity theft before it got bad.

Used the free trial and decided to stick with it. Peace of mind is worth the monthly fee for me, especially with all the data breaches happening lately.

Way better than the free apps that just try to sell you credit cards every five seconds. This actually feels like a monitoring tool. My score is up about 50 points since January.

Rebuilding my credit is a slow process, but this app makes it feel less like a guessing game. The tips on which balances to pay down first actually helped.

I like that it explains why my score changed, not just that it did. The interface is a little "busy" but once you find the reports, it's very detailed.

Got an alert that someone tried to open a card in my name. I would've had no clue if I didn't have the SMS alerts turned on. Super glad I signed up for this.