Mortgage One Anmeldelser 

22
TrustScore 4.5 av 5

4,6

Vi bekrefter ikke spesifikke uttalelser siden en forfatters mening er hens egen, men vi kan merke en anmeldelse som "bekreftet" når vi kan bekrefte at det har vært kontakt med virksomheten. Mer informasjon

For å beskytte plattformens integritet vil alle anmeldelser på plattformen—bekreftet eller ikke—bli undersøkt av vår automatiserte programvare (tilgjengelig hele døgnet). Denne teknologien er designet til å identifisere og fjerne innhold som bryter med retningslinjene våre, deriblant anmeldelser som ikke er basert på en faktisk erfaring. Vi vet at vi ikke kan fange opp alt. Hvis du tror at vi har gått glipp av noe, kan du rapportere det. Mer informasjon

Se hva andre synes

Vurdert til 5 av 5 stjerner

Matt provided a world class service for myself and my family following our return from the UAE. He made the process with UK banks seem exceptionally straightforward even though we'd been away from th... Vis mer

Vurdert til 5 av 5 stjerner

Matt is an exceptional person to have in your corner. He makes everything extremely easy, being a seafarer, and backs you to get the best possible outcome for a mortgage. Down to earth and straight fo... Vis mer

Vurdert til 5 av 5 stjerner

Matt has been of exceptional help and guidance to help us secure a home loan. For us who came to the UK with no previous credit history, Matt made the entire process of securing the loan extremely eas... Vis mer

Selskapet har svart

Vurdert til 5 av 5 stjerner

Matt was brilliant. I outlined my situation and he cut through it all with very practical and no-nonsense advice. He did not try to sell me anything in fact the opposite. Totally honest and transparen... Vis mer

Informasjon om virksomheten

  1. Lånemegler

Skrevet av virksomheten

Mortgage One - UK Mortgage Broker • Residential Mortgages - first-time buyers, movers, remortgages, product transfers • Buy-to-Let - personal and limited company, single property and portfolio landlord lending • Expat Mortgages - UK residential and buy-to-let for clients living overseas • Seafarer Mortgages - offshore workers, yacht crew, rotational contracts, foreign income • Shariah-Compliant Home Finance - introductions to specialist Islamic providers by referral Overview Mortgage One is a UK whole-of-market mortgage broker providing advice across residential, buy-to-let and specialist borrowing. Recommendations are structured around objectives, affordability, lender criteria, and the repayment method (capital repayment or interest-only, where available and appropriate). Evidence requirements and outcomes vary by lender and individual circumstances. Areas Covered • First-time buyers - deposit and LTV positioning, decision in principle support where required • Home movers - onward purchase, porting where available, chain and timing considerations • Residential remortgages - rate review, term changes, capital raising where suitable and supported by affordability and criteria • Product transfers - suitability-led review of existing lender retention options where advice is provided • Buy-to-let - single-property landlords and portfolio landlord cases (rental coverage and portfolio underwriting where applicable) • Limited company buy-to-let - SPV-style structures, director profiles, and lender documentation requirements • Let-to-buy - retaining an existing home as a rental while purchasing a new main residence (structure depends on affordability and criteria) • Further advance - additional borrowing from an existing lender where criteria allow • Second homes - affordability and lender policy considerations • Right to Buy - scheme mechanics and lender requirements • Credit history - historic adverse credit assessed against severity, recency, and lender policy • Complex income - self-employed, contractors, bonus, commission, multiple income streams, variable pay patterns • Later life lending - older borrower criteria and retirement income assessment • Guarantor and family support - where available and suitable under lender criteria • Joint Borrower Sole Proprietor - where lender criteria permit • Small deposit cases - higher LTV constraints and evidence requirements • Commercial mortgages - handled via specialist routes where relevant Expat Mortgages Expat lending is typically more evidence-led than standard UK residential. • Typical expat factors - country of residence, currency treatment, LTV limits, international AML checks, source of funds, and employer verification • Common evidence focus - overseas income documentation, bank statements, UK credit footprint, and residency status • Regulated advice restriction - regulated mortgage advice can only be provided when you are physically present in the UK at the time advice is given Seafarer And Offshore Worker Mortgages Seafarer and offshore income can fail automated affordability assessment unless presented in an underwriter-friendly format. • Typical income profiles - rotation-based contracts, overseas employers, allowances, irregular pay cycles, multiple currencies • Evidence focus - contracts, payslips, bank statements, continuity of work, and explanation of gaps between contracts Shariah-Compliant And Islamic Home Finance Mortgage One introduces clients seeking Islamic or Shariah-compliant home finance to specialist providers by referral. • What differs - Shariah-compliant structures are not conventional interest-based mortgages • How it is handled - specialist providers confirm structure, eligibility, and documentation requirements Bridging And Overseas Property • Bridging finance - handled via referral to specialist partners where appropriate • Mortgages for overseas property - handled on a referral-only basis Education And Market Updates Mortgage One publishes mortgage guides and UK mortgage market commentary, including updates that may affect borrowers (for example, rate movements and lender criteria changes). Information is time-sensitive and can change without notice. How The Process Typically Works • Initial fact-find - objectives, timeframes, deposit, income, credit profile, repayment strategy • Evidence plan - document checklist aligned to the likely lender route • Decision in principle - where needed to validate affordability and eligibility • Full application - packaging for underwriter review, responding to queries, valuation and offer progression • Completion support - liaison through conveyancing milestones to completion Regulatory And Risk Disclosures • Repossession warning - Your home may be repossessed if you do not keep up repayments on your mortgage. • Buy-to-let regulation - The Financial Conduct Authority does not regulate most buy-to-let mortgages. • Firm status - Mortgage One and Mortgage One Finance are trading styles of Sandsea Capital Limited, an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority.


Kontaktopplysninger

4,6

Enestående

TrustScore 4.5 av 5

22 anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Ingen tidligere historie av å be om anmeldelser

Denne virksomheten har ikke oppfordret kundene i det siste, og anmeldelser er derfor kanskje ikke representative

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Se hvordan anmeldelsene og vurderingene deres innhentes, vurderes og modereres.

4,6

Alle anmeldelser

(22)

8 anmeldelser i de siste 12 månedene

Skriv en anmeldelse
Virksomhetene kan ikke betale for å skjule eller tilby belønning for anmeldelser på Trustpilot. Anmeldelser er meningene til individuelle brukere og ikke Trustpilot. Mer informasjon

Vurdert til 5 av 5 stjerner

Matt is an exceptional person to have…

Matt is an exceptional person to have in your corner. He makes everything extremely easy, being a seafarer, and backs you to get the best possible outcome for a mortgage. Down to earth and straight forward bloke. 10/10.

28. juni 2026
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

World Class Service for Returning Expats

Matt provided a world class service for myself and my family following our return from the UAE. He made the process with UK banks seem exceptionally straightforward even though we'd been away from the UK for 20 years. If you are returning expat from anywhere in the world, look no further than Mortgage One. Fantastic!

21. juni 2026
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Matt was brilliant

Matt was brilliant. I outlined my situation and he cut through it all with very practical and no-nonsense advice. He did not try to sell me anything in fact the opposite. Totally honest and transparent. An absolute pleasure.

28. april 2026
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Excellent advice

Excellent advice, very clear and well explained. I was asked questions to assess my situation and to give me the best advice. Highly recommend.

2. mars 2026
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Matt has been of exceptional help and…

Matt has been of exceptional help and guidance to help us secure a home loan. For us who came to the UK with no previous credit history, Matt made the entire process of securing the loan extremely easy and at the best possible rate. Thorough professional and transparent person to engage with. Thanks a ton Matt..

27. desember 2025
Anmeldelse skrevet uten oppfordring
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Svar fra Mortgage One

Thank you very much for taking the time to leave such a thoughtful review. I’m really pleased to hear that you felt so well supported throughout the process, particularly given the challenges of arranging finance with a limited UK credit footprint.
It was a pleasure assisting you both, and I’m really happy we were able to secure a competitive mortgage.

Vurdert til 5 av 5 stjerner

Expert expat mortgage specialist

Go to call from Matt this morning to give me some property advice for an international purchase in Italy as I'm a UK citizen but Italian tax resident really great insights very helpful with highly recommend him

6. november 2025
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Makes buying a house so easy with Matt!

I had to arrange a complicated mortgage for a UK expat based in Germany. Throughout the process Matt was incredible, talked me through all the complicated options, helped me access mortgages you could never get without a broker, was so fast to respond to every inquiry and great price. I'd recommend him to anyone looking to get a mortgage, whatever your circumstances, he'll be able to sort it!

10. oktober 2025
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Matt was such an incredible help to me…

Matt was such an incredible help to me and my husband when we were suddenly in a hurry to get a mortgage as we unexpectedly found a house to buy. He worked tirelessly on a Friday night with immediate response over WhatsApp which made the whole process so smooth and easy. We are both self employed and one of us a seafarer so not the easiest of customers to organise for but he was fantastic. We highly recommend him and will be back.

8. august 2025
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

We contacted Matt late on a Friday…

We contacted Matt late on a Friday afternoon as we’d just viewed a house we really liked but didn’t have a mortgage setup. He was fantastic, within 5 minutes of contacting him we were on Zoom chatting. He worked over the weekend for us. Would definitely recommend. Great guy and easy to work with. We’ll certainly be back.

8. august 2025
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Absolutely 10/10

I cannot express how incredible Matt has been throughout our buying process.

From day one, Matt has consistently gone above and beyond. Not only ensuring that we could get on the property ladder, but to also obtain the very best deal and rate for our mortgage.

I thoroughly recommend Mortgage One to anyone trying to purchase a property. Matt's extensive knowledge and experience of the property market proved invaluable to us.

Additionally, his professionalism, friendliness and responsiveness meant we felt looked after for the entire duration that he worked with us.

Absolutely 10/10!

8. april 2025
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Highly Recommend

We found Matt very easy to work with. He explained the processes clearly and progressed our mortgage application very quickly. It was easy to contact Matt throughout the process and he was always very approachable and happy to answer questions. Would definitely recommend to others.

31. juli 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Excellent broker

The experience with Mortgage One has been excellent throughout. Matt is clearly more knowledgeable and experienced in financial markets than your average broker.

He brought a level of financial intelligence to the process that I found very reassuring and he was able to get round the default systems to find a lender and a good rate for my awkward credit history

16. september 2024
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Recommend

I have reached out to Matthew a few times for mortgage advice this past month as I plan for my purchase and he is always responsive and helpful - definitely recommend !

5. juni 2022
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Great experience and very…

Great experience and very straightforward with highly professional and knowledgeable people. If I need to to it again I’d go back with no doubt. I was treated with confidence and know how and made the whole thing easy.

26. mai 2022
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

I was looking to re-mortgage a property…

I was looking to re-mortgage a property and I had
the best experience dealing with Matt at Mortageonefinance.co.uk.
Very professional, kept in touch and it was a absolute pleasure to deal with him and his company.
I would highly recommend him if you require a remortgage or a new one. A Exceptional experience and very professional company.

20. mai 2022
Anmeldelse skrevet uten oppfordring
Vurdert til 5 av 5 stjerner

Seemless professionalism.

Matt took time to understand our needs and guided us through the options. He was happy to go to bat with our chosen mortgage provider to increase the valuation of our properties and achieved the results we were hoping for.

17. mai 2022
Anmeldelse skrevet uten oppfordring

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