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Martia is the AI you talk to about your money. You connect your bank, and then you simply ask: "How much did I spend on food in March?", "Can I afford a €1,500 holiday?", "Where am I overpaying the most?" Martia answers in plain language, and every answer is backed by your real bank transactions, not generic tips from the internet. We believe you don't need to understand finance to be good with money. For too long, knowing where your own money goes has cost expertise, hours with receipts, or a quiet feeling of shame. Martia removes that price. What makes Martia different is what happens before the AI ever sees your data. Pasting a bank statement into a chatbot gives you confident, wrong answers, because AI is only as smart as the data it gets. Martia cleans your bank data first: internal transfers are reconciled, merchant names are normalised, currencies are aligned. That is why you can trust the answer. Bank connections run through Enable Banking, a regulated open banking provider, in read-only mode. We cannot move your money, and your bank password never reaches us. You can also import transactions from CSV. Martia is built in the EU, GDPR compliant, and you can delete all your data at any time. Martia works in eight languages: English, Polish, German, French, Spanish, Italian, Portuguese and Dutch. We are a small, bootstrapped team funded by our users, not by investors. The only thing we care about is that the answer is true. If Martia helped you, or if it didn't, tell us here. We read every review.Vis mer