Banner for Insubuy

Insubuy Anmeldelser 

1 327
•
TrustScore 4.5 av 5

4,5

Vi bekrefter ikke spesifikke uttalelser siden en forfatters mening er hens egen, men vi kan merke en anmeldelse som "bekreftet" når vi kan bekrefte at det har vært kontakt med virksomheten. Mer informasjon

For å beskytte plattformens integritet vil alle anmeldelser på plattformen—bekreftet eller ikke—bli undersøkt av vår automatiserte programvare (tilgjengelig hele døgnet). Denne teknologien er designet til å identifisere og fjerne innhold som bryter med retningslinjene våre, deriblant anmeldelser som ikke er basert på en faktisk erfaring. Vi vet at vi ikke kan fange opp alt. Hvis du tror at vi har gått glipp av noe, kan du rapportere det. Mer informasjon

Se hva andre synes

Vurdert til 1 av 5 stjerner

False advertising. They claim "direct billing" but when you read the fine print, its not true. When I reached out their customer service to bring this to their attention, they said "Direct billing" is... Vis mer

Selskapet har svart

Vurdert til 5 av 5 stjerner

la verdad fue super facil encontrar un seguro acorde a lo que yo necesitaba. soy motociclista, y necesitaba. un seguro de gastos medicos para mi viaje por los estados unidos, pero que fuera muy es... Vis mer

Selskapet har svart

Vurdert til 5 av 5 stjerner

The agent helped me to choose a policy that was right for me and for my wife quickly and efficiently. He was professional, courteous, and he even sent me our electronic insurance cards. I'd recommend... Vis mer

Selskapet har svart

Vurdert til 5 av 5 stjerner

I love their website, very clear to use. I had to cancel and change the deductible, the lady on the other side was so patient and helpful, it was flawless and smooth. I repurchased at the same time, a... Vis mer

Selskapet har svart

Informasjon om virksomheten

  1. Forsikringsmegler
  2. også i
  3. Forsikringsbyrå
  4. Forsikringsselskap
  5. Reiseforsikringsselskap
  6. Sportsforsikringsselskap
  7. Studentforsikringsselskap

Om Insubuy

Skrevet av virksomheten

Insubuy

Why travelers have trusted Insubuy since 2000

When your parents are visiting from overseas or you're headed abroad, you need insurance you can actually rely on. That's why we hold ourselves to a higher standard:

  • 🔸25+ years in business — the first online travel medical insurance marketplace
  • 🔸Licensed to sell insurance in all 50 U.S. states and D.C.
  • 🔸Every phone call answered by a licensed, U.S.-based insurance professional
  • 🔸BBB A+ rated and accredited; Dun & Bradstreet verified; PCI DSS compliant
  • 🔸Assistance in English, Spanish, and Mandarin Chinese
  • 🔸Help before, during, and after your purchase — including claims assistance — at no extra cost
Get Quotes Learn more about why to buy from Insubuy.

About the reviews on this page:

We never offer prizes, gift cards, or incentives for reviews. Every rating here reflects a customer's genuine experience — and we read and respond to them, good or bad.

Compare plans and buy in minutes at insubuy.com, or talk to a licensed agent at +1 (866) INSUBUY.

Facebook X Instagram YouTube TikTok LinkedIn

Compare every plan. Buy in minutes.

Skrevet av virksomheten

One marketplace, every kind of international insurance.
Whatever brings you across borders, Insubuy has a plan for it. As America's original online insurance marketplace, we make it simple to compare and buy the coverage you need: visitors insurance for parents and relatives coming to the USA, travel medical insurance for trips abroad, international student and exchange visitor insurance, Schengen visa insurance with instant visa letters, trip cancellation insurance, and more. Get instant quotes, compare plans from leading insurers side by side, and purchase most policies in just a few minutes. Because premiums are regulated by law, you always get the same price you'd pay buying direct — plus the guidance of licensed, U.S.-based insurance professionals who help you choose wisely and support you long after the sale. Manage everything online through MyAccount, in English, Spanish, or Mandarin Chinese. Trusted by millions of travelers for over 25 years.

Kontaktopplysninger

Promotion box for Insubuy

Get your free quote in minutes

Compare top travel & visitors insurance plans side by side.

4,5

Enestående

TrustScore 4.5 av 5

1k anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Ber kundene om å skrive anmeldelser

Denne virksomheten oppfordrer kundene til å skrive anmeldelser, enten positive eller negative

Har svart på 96 % av de negative anmeldelsene sine

Svarer vanligvis i løpet av 48 timer

Slik bruker virksomheten Trustpilot

Se hvordan anmeldelsene og vurderingene deres innhentes, vurderes og modereres.

4,5

Alle anmeldelser

(1 327)

228 anmeldelser i de siste 12 månedene

Skriv en anmeldelse
Virksomhetene kan ikke betale for å skjule eller tilby belønning for anmeldelser på Trustpilot. Anmeldelser er meningene til individuelle brukere og ikke Trustpilot. Mer informasjon

Vurdert til 4 av 5 stjerner

Great insurance

Great insurance! The only thing I would add to their service is the option of that I could get insurance for more than one month and then have the option to pay it monthly

23. mars 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you for the review!

We're so happy you're satisfied with your insurance. Please note, we offer plans with many different coverage availability windows from 5 days to 2 years or more. Many plans are also extendable, meaning you do not have to purchase coverage monthly.

This varies by plan, so please reach out to us if you need assistance extending your coverage!

Vurdert til 1 av 5 stjerner

Surego customer service and claims dept. are incompetent

I first emailed the required documentation for my claim on 2/1/26 but my pictures were "not clear enough". I then faxed my documents on 2/5/26 and emailed 2/5/26 to give them the heads up that I faxed the documents over and asked them to confirm that they received them, no response. I called two weeks later to confirm that my claim was being processed and the lady said she couldn't see the claim in the system and to give it a week and call back. Called back 3/3/26 and my claim was still not being processed. I then reached out to Insubuy to see how they could help facilitate the claim being processed and only after getting a Manager involved Surego decided to respond and tell me that only 1 page of the 16 page fax was received. It took 33 days from when I faxed in the documents in for Surego to tell me that they only received 1 page. To even get the response 33 days later took multiple calls to Insubuy and multiple calls and emails to Surego for them to finally let me know.
I then emailed my documents as a PDF and a day or so after sending on 3/12/26 Surego acknowledged they received my clam and gave me a claim number.
Surego then emailed 3/19/26 requesting outstanding documents? They wanted "Proof of medical expense payments.". Although I already included all receipts that I referenced in the claim I submitted. In my claim submission I even included my unrine, blood and feces testing results from when I was hospitalized. I literally included everything but the kitchen sink in what I sent. I then reached back out to the Insubuy Manger I have been dealing with to help from here again as Surego staff is clearly too incompetent to do the job themself. Surego is the absolute worst and unprofessional "business" (if you could call it that) and I would advise anyone reading this to seek travel insurance elsewhere. Finally, on 2/7/26 I received my reimbursement check which was by the way under $100. Throughout the process it felt like they were trying to wear me down and get me to give up on getting my less than $100 reimbursement.

6. mars 2026
Anmeldelse skrevet uten oppfordring
Logoen til Insubuy

Svar fra Insubuy

Thank you for taking the time to share such detailed feedback. I’m really sorry to hear how frustrating this claims experience has been. That’s absolutely not the experience we want our customers to have.

I do want to clarify that Insubuy is an independent insurance marketplace, not the insurance company or claims administrator. While we help customers compare and purchase visitors insurance plans, the claims themselves are reviewed, processed, and reimbursed directly by the insurance company or plan administrator, and they make all final decisions. That said, you should never feel unsupported, and we take concerns like this very seriously.

Even though we cannot control the claims process, we can step in to help facilitate communication, look into delays, and guide you on next steps, including the appeals process if it applies to your situation. We’d really like the chance to do that for you.
Please reach out to us at +1 (866) INSUBUY with your policy information so we can look into your case directly and help move things forward.

Thank you again for your feedback. We truly appreciate customers who have trusted us for multiple policies over the years, and we’d like to make this right however we can.

Vurdert til 5 av 5 stjerner

Good

Good, economical, and trusted health insurance service for J1/J2 scholars and beyond.

5. mars 2026
Anmeldelse skrevet uten oppfordring
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for the great review! We’re really glad to hear you found our service good, economical, and trustworthy for J1/J2 scholars — that means a lot to us.

If you ever need help reviewing coverage options or have questions about your policy, our team is always happy to assist. You can reach us anytime at +1 (866) INSUBUY.

Thanks again for choosing Insubuy — we appreciate you!

Vurdert til 1 av 5 stjerner

None of the claims were EVER reimbursed…

None of the claims were EVER reimbursed by you. And no hospital/ clinic recognizes your visitors insurance. So its an absolute waste to even buy your insurance

2. mars 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you for taking the time to share your experience. I’m really sorry to hear that none of your claims were reimbursed and that you had trouble with hospitals or clinics recognizing your visitors insurance. I understand how frustrating and disappointing that would be.

I do want to clarify that Insubuy is an independent insurance marketplace — not the insurance company itself. While we help customers compare and purchase visitors insurance plans, all claims are reviewed, processed, and reimbursed directly by the insurance company or plan administrator, and they make all claim decisions.

That said, we never want you to feel unsupported. We’d be more than happy to look into the delay or denial of your claims and help facilitate communication with the insurance company. While we can’t change claim decisions, we can guide you on next steps — including the appeals process if it applies to your situation.

If you’re open to it, please contact us at +1 (866) INSUBUY with your policy details so we can help you directly.

Thank you again for your feedback — it truly helps us improve the experience for our customers.

Vurdert til 5 av 5 stjerner
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for the great feedback! We’re really glad to hear that you found everything user friendly — that’s exactly what we aim for when helping customers navigate their insurance options through Insubuy.

If you ever have questions or need help comparing plans or understanding coverage, feel free to reach out anytime. We’re always here to make the process as smooth as possible.

Thanks again for choosing us!

Vurdert til 4 av 5 stjerner

Very simple and straightforward to…

Very simple and straightforward to choose and purchase plans. Have not had the need to use any insurance yet so I suppose we'll discover the validity of the service only on that occasion, which we hope never arises!

1. mars 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for sharing your experience with Insubuy! We're really glad to hear that the process of choosing and purchasing your insurance plan felt simple and straightforward. That’s exactly what we aim for.

If you ever have questions about your coverage or want help reviewing your plan, our team is always here to support you.

Thanks again for choosing Insubuy, and we’re here whenever you need us!

Vurdert til 2 av 5 stjerner

I am very disappointed

I am very disappointed with this experience. I canceled my policy (PATII85917321) before it even started because my trip was canceled due to visa issues. I received an email confirming that the refund request was processed, but until now I have not received the money in my account. 3 months passed since we request refund.

I even contacted my bank, and they confirmed that no refund has been received on my card. They asked me to request official proof of the transaction from the insurance company, but I have not been provided with any real proof.

It is very concerning that such a small refund is delayed without clear communication. This raises serious doubts about how urgent situations like medical emergencies would be handled under this insurance.

12. desember 2025
Anmeldelse skrevet uten oppfordring
Logoen til Insubuy

Svar fra Insubuy

We understand how frustrating it can be when you're waiting for a refund. As we relayed to you earlier via email, your insurance administrator, IMG, is still awaiting additional information necessary to process a refund.

Please log into your MyIMG portal (not your Insubuy MyAccount) to view this message and respond accordingly.

If you have any questions, you can reach out to IMG directly at 1-800-628-4664 or customercare@imgglobal.com.

Thank you!

Vurdert til 5 av 5 stjerner

Great experience and excellent service

Patient in executing their work

3. mars 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for sharing your experience with us! We're really happy to hear you had a great experience and felt the service was excellent. It means a lot to know our team’s patience and dedication really stood out to you.

If you ever need anything in the future or have questions we can help with, we’re always here and ready to assist.

Thanks again for choosing us!

Vurdert til 5 av 5 stjerner

I have used Insubuy before

I have used Insubuy before. Good prices, good service. Mia and Gary are the most recent agents used, they are very personable and know their business.

2. mars 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for taking the time to share your experience with Insubuy! We’re thrilled to hear that you’ve used our services before and continue to find our prices and service reliable.

It’s wonderful to know that Mia and Gary made such a positive impression, they truly are personable, knowledgeable, and committed to helping customers find the right coverage. We’ll make sure your kind words are shared with them!

If you ever need assistance again or have questions about your insurance options, we’re always here and happy to help.

Thank you for choosing Insubuy!

Vurdert til 5 av 5 stjerner

Easy to follow.

2. mars 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for the feedback! We're glad to hear everything was easy to follow.

Clear, simple guidance is something we really focus on, so it’s great to know it made your experience better.

If you ever have suggestions or need anything else, feel free to reach out, we’re always here to help!

Vurdert til 5 av 5 stjerner

Good service

Good service

2. mars 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for the kind words! We’re really glad to hear you received good service from our team. Providing a smooth, positive experience is always our goal, and feedback like yours truly means a lot to us here at Insubuy.

If there’s ever anything more we can do for you, feel free to reach out, we’re always happy to help!

Vurdert til 5 av 5 stjerner

Good service

2. mars 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for taking the time to leave a review!

We really appreciate your kind words about our service. Our team works hard to make every experience a positive one, and it’s great to know we’re hitting the mark.

If there’s ever anything more we can do for you, feel free to reach out, we’re always happy to help!

Vurdert til 1 av 5 stjerner

4 mo old claim, no response

Bought the travel health insurance for a trip to Greece last October. Had an accident during the trip and I submitted the Dr and hospital bills. It's now mid-Feb and I haven't heard a word from them since the initial "your claim is being reviewed" in Oct. I've sent messages, but no response. This is very frustrating and disappointing. I would not recommend this company.

31. oktober 2025
Logoen til Insubuy

Svar fra Insubuy

Thank you for taking the time to share your feedback. I’m really sorry to hear about the delay with your claim. Having an accident during your trip to Greece and then going months without an update is understandably frustrating, and we know how disappointing that kind of experience can be.

I’d like to clarify that Insubuy is an independent insurance marketplace, not the insurance company itself. We help customers compare and purchase travel medical insurance plans, but all claims are reviewed and processed directly by the insurance company or plan administrator, and they are the ones who make all claim decisions.

That said, we’re still here to help. While we can’t change or influence the outcome of a claim, we can absolutely help facilitate communication with the insurance company and guide you through the next steps— including the appeals process, if that applies.

Please feel free to contact us at +1 (866) INSUBUY with your policy details so we can take a closer look and help get you moving in the right direction.

Thank you again for sharing your feedback

Vurdert til 1 av 5 stjerner

Policy didn't cover any emergency…

Policy didn't cover any emergency expenses and I ended up paying ~25k from my pocket.

30. april 2025
Logoen til Insubuy

Svar fra Insubuy

Thank you for sharing your feedback, and I’m so sorry to hear that your policy didn’t cover the emergency expenses you experienced. Having to pay nearly $25k out of pocket is incredibly stressful, and that’s absolutely not the experience we want our customers to have.

We’d really like to take a closer look at what happened and see how we can better assist you. Please feel free to contact us at +1 (866) INSUBUY with your policy details so we can better assist you. Our team is here to help clarify coverage and address any concerns you may have.

Thank you again for bringing this to our attention.

Vurdert til 5 av 5 stjerner

Autumn is kind.

I am an international teacher who knows nothing about insurance plan and had a lot of questions in my head. Ms.Autumn was so patient and helpful. She helped me to chose a plan that meets my needs, guided to my account and made my work so easy. This all happened in less than 20 minutes. Thankyou insubuy for providing us with wonderful supporting staff.

19. februar 2026
Anmeldelse skrevet uten oppfordring
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for sharing your experience! We’re thrilled to hear that Autumn was able to make the insurance process clear and stress‑free for you, especially as an international teacher navigating U.S. insurance for the first time. She’s wonderful at breaking things down and guiding customers through their accounts, and it’s great to hear she helped you find the right plan in such a short time.

We truly appreciate your kind words about our support team here at Insubuy. If you ever have more questions or need help down the road, please feel free to reach out. We’re always here to support you!

Thanks again for choosing us, and we wish you a smooth and successful stay in the U.S.

Vurdert til 1 av 5 stjerner

Stay away from Insubuy. Wasted so much money for eventual denial

We have always bought insurance via Insubuy. For probably 10 years, every year since my parents have been visiting. The last time they came, my mom had to use urgent care twice, and I provided all documents to the insurance company and it has been 6 months and they keep denying or postponing. This is a total waste of money, they will deny at the end.

13. februar 2026
Anmeldelse skrevet uten oppfordring
Logoen til Insubuy

Svar fra Insubuy

We’re truly sorry to hear about your recent experience and understand how frustrating a prolonged claims process can be — especially after being a long-time customer.

Please note that Insubuy is an independent insurance marketplace and not the insurance company itself. While we help customers compare and purchase plans, all claims are reviewed and processed directly by the insurance company or plan administrator, and claim decisions are made solely by them.

That said, we would be happy to see how we can help with the delay in your claims processing. While we cannot influence claim decisions, we can help facilitate communication with the insurance company and guide you on possible next steps, including the appeals process if applicable.

Please feel free to contact us at +1 (866) INSUBUY with your policy details so we can better assist you.

Thank you for sharing your feedback.

Vurdert til 5 av 5 stjerner

Tim Zhang really helped me find the…

Tim Zhang really helped me find the best policy for my visiting in laws

4. februar 2026
Anmeldelse skrevet uten oppfordring
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for sharing your experience! We're thrilled to hear that Tim was able to help you find the best policy for your visiting in‑laws. Making coverage easy and stress‑free, especially for family travel, is something we care a lot about.

If you or your in‑laws need anything else while planning their visit, feel free to reach out anytime. We’re always here to help!

Vurdert til 4 av 5 stjerner

Mia Bussing from Insubuy is incredible…

Mia Bussing from Insubuy is incredible thank you for your help!!!!

4. februar 2026
Anmeldelse skrevet uten oppfordring
Logoen til Insubuy

Svar fra Insubuy

Thank you so much for taking the time to share your experience! We’re thrilled to hear that you received such wonderful support. Our team works hard to make the insurance process easy and stress‑free, and feedback like yours truly means a lot.

If you ever need help with travel insurance or anything else, we’re always here for you.

Thanks again for choosing us!

Vurdert til 1 av 5 stjerner

I took a PPO insurance and it’s not…

I took a PPO insurance and it’s not working anywhere. It was very expensive and was marketed as it would work everywhere but it is not working.

2. februar 2026
Logoen til Insubuy

Svar fra Insubuy

Thank you for sharing your experience, we understand the frustration when coverage doesn’t work as expected, especially when you need care quickly.

The Beacon America PPO plan is designed to work within the UnitedHealthcare PPO network, rather than at every provider nationwide. Providers outside of this network may request upfront payment or may not be familiar with how to verify international visitor plans, which can sometimes cause confusion at the time of service.

In many cases, when a provider is unsure how to process the plan, they may attempt to check eligibility through a domestic system instead of the correct international network. For this reason, all billing, verification, and claims instructions are listed on the back of the ID card and are also explained in the “How to Use the Insurance” document available in the MyAccount portal.

It’s also important to note that providers are allowed to request payment upfront and submit claims afterward, depending on their office policies.

We’re always happy to step in and assist with provider verification or help guide both members and medical offices through the process to avoid these situations. If you’re still experiencing issues or would like additional support, please contact our team at +1 (866) INSUBUY. Thank you!

Vurdert til 5 av 5 stjerner

Makes it easy to find good travel…

Makes it easy to find good travel medical insurance

1. februar 2026
Logoen til Insubuy

Svar fra Insubuy

Thanks so much for sharing your feedback! We’re really glad to hear that our platform made it easy for you to find good travel medical insurance. Helping travelers quickly compare trusted options is exactly what we aim for, so your review truly means a lot.

If you ever need help with another trip, or have questions about coverage, feel free to reach out anytime. We’re always happy to help make travel planning a little smoother!

Dette er Trustpilot

Alle kan gi tilbakemelding på Trustpilot. De som skriver en anmeldelse, har rett til når som helst å redigere og slette den. Enhver publiserte anmeldelse er synlig så lenge en tilknyttet konto er aktiv.

Vi har et eget team og smart teknologi som beskytter plattformen vår. Finn ut hvordan vi motvirker falske anmeldelser.

Lær om anmeldelsesprosessen på Trustpilot.

Her får du åtte tips om hvordan du skriver en god anmeldelse.

Verifisering kan bidra til å sørge for at anmeldelsene du leser på Trustpilot, er skrevet av faktiske personer.

Det kan gi en skjev TrustScore å tilby belønning for eller be bare enkelte kunder om å skrive en anmeldelse, og dette går imot retningslinjene våre.

Ta en titt selv