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Brilliant tool for budgeting purposes.

Really helpful in helping me get a bead on where I might be heading. The modellers are a great help and have allowed me to see how I *might* be able to bridge the gap between potential early retirement and state pension age. I’m a little better informed and have more oversight re my position as a result.

Really useful tool. Would be nice to be able to select a part of the total tax free amount as an up-front lump sum. Unfortunately its currently all or nothing (unless I missed something)

Simple, clear and instructive. A really well thought out model that strips away the technicalities of pensions and focuses on what matters.

East to use very helpful tool

Works well easy to input data, self explanatory and to navigate.

Very useful and informative

I saw Diane Sullivan talking about it on her You Tube channel. It's a great way to sanity check and stress test your own pension income calculations. Very simple input requirements and very easy to understand, but clearly detailed, output. It's actually given me the confidence to give serious thought to retiring early.

I’ve been looking for a free cash flow ladder and found this site. Really easy to use and self explanatory. Would recommend.

The retirement calculator gives a useful basic overview of the longevity of your funds but lacks any real detail. Subsequent interactivity with the data and figures produced also limited.

I still need to fine tune my results but early indications are that this is such a useful tool for amalgamating your finances and results in one place.

The best calculator by far, allowing different pension pots to kick in at future dates. Hugely helpful to me in planning my retirement date

Really neat financial planning tool which can be used to create an initial retirement plan with graphical representations.

Best of all it’s free and can be updated/adjusted for different scenarios, giving the most tax efficient method of drawdown.

Something which is important to me, is it only requires basic information, like sex, current and retirement age. It does require an email address, but only if you want to save the plan and download a copy.

It even does some stress testing, considers sequencing risk, and gives options to resolve, which is all pretty neat. About the only problem I have with it, is the assumed level of inflation of 2.5%, which can’t be adjusted.

Highly recommend.

Make more sense when looking at the pensions

It’s great to have this helpful tool for free! It wasn’t obvious how I could regenerate my plan based on a different starting income but I did get a very prompt response to my online query that sorted the issue.

The user interface and workflow were intuitive. I wanted to be able to have more control over how long I wanted the income to grow. 75 or life was too limiting

Very easy to use and very informative

Great free tool, easy to use.