I have invested for a number of years and the majority of my investments have lost money. Also all the property investments do not get paid back if at all until at least a year after they should do. T... Vis mer
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Se hva andre synes
Crowdstacker....interest made interesting, more like investment made non existent....there's not much else to add that previous reviews haven't already highlighted. Just had an email from their Head o... Vis mer
As many people have said they appear to take very little, if any due diligence. My investments back in 2018 have never materialised. As it always says about this type of investment, don't do it unless... Vis mer
I stand to loose over £20k invested in Amicus (return was due 2019!!!) and Lonpro (return was due 2021). Updates on Amicus normally an annual excuse letter nothing since August 2024 and Lonpro last he... Vis mer
1,3
Dårlig
401 anmeldelser
Har svart på 26 % av de negative anmeldelsene sine
Svarer vanligvis i løpet av én måned
Slik bruker virksomheten Trustpilot
Se hvordan anmeldelsene og vurderingene deres innhentes, vurderes og modereres.
Only use if very experience investor
I have invested for a number of years and the majority of my investments have lost money. Also all the property investments do not get paid back if at all until at least a year after they should do. They do not make the risks of this type of investment that clear. Avoid unless you are a very experienced investor
23. desember 2025
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Gamble not investment
As many people have said they appear to take very little, if any due diligence. My investments back in 2018 have never materialised. As it always says about this type of investment, don't do it unless you're prepared to lose your money
13. november 2025
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Still treating their investors with…
Still treating their investors with contempt. 17 months since the last update on the LONPRO loan. This Company needs to be closed down!
4. november 2025
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Like many others I have made a total…
Like many others I have made a total loss of investment through this company. My complaint has been emailed.
9. september 2025
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Minus or no star please …
Update 2 October 7th 2025. You can see the comment below from Crowdstacker. Make your own mind up. Update 1, 4 September 2025. Since posting this review, we have been asked to send information including our investment reference numbers, our email address and phone number, so they can send us the standard reply or the review will be removed! We really don't have the time to make false stories about our pension and investment losses. I have had many reviews, and even an earlier damning review for the same company which was met with the standard non apologetic reply. Remove the review if you wish, but the truth is the truth. We have been scammed and are putting this up to stop other fall into the same situation.
Minus stars please! If it could have no star or minus it would be more suitable. I am surprised they are still trading. We have lost a huge sum of money investing with them as it seems the companies they loan to can just write the loans off! How convenient. We have been in touch with various bodies to find a way to end them robbing us and others out of our hard earned pensions and investments. First we'll get the proof and then we'll get results. Wait and see. FCA has a lot to answer for as the only reason we went with this lot was because they were approved!
4. september 2024
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Svar fra Crowdstacker
Dear NAT
Thank you for taking the time to leave us a review.
It is important to note that Crowdstacker is a pick and choose investment platform and members are in full control of which businesses they decide to lend to, and how much they lend. Crowdstacker does not advise or make investment decisions for members.
We do, however, provide members with information about the risks of each type of investment. The website and product brochures clearly set out various issues which may arise and which may affect repayment, including that no investment is guaranteed to succeed irrespective of mitigations of risk or the security offered by the borrower. In addition, any member lending funds to businesses via the Crowdstacker platform is required to complete a questionnaire which sets out the risks and assesses members' understanding of those risks.
Borrowers are reviewed via a standard due diligence process. It is not possible for Crowdstacker to control the many and varied pressures that can lead to financial problems for businesses.
Crowdstacker is also not involved in the day-to-day running of the borrowing businesses and cannot be held responsible for the decisions made by borrowers' management teams.
All of our processes, including the information we provide to members on these loans has been reviewed by the Financial Ombudsman which has concluded to date, Crowdstacker has fulfilled all its obligations with due care and skill.
In addition to this, Crowdstacker goes well beyond what other platforms may do when a borrowing businesses gets into difficulty. It follows an industry standard recovery process which includes, where appropriate, appointing an Insolvency Practitioner to manage the process and whose duty it is to protect creditors' interests. In addition to this, Crowdstacker often directly funds extensive and complex legal advice and action to further protect members' rights. Our aim is to exhaust every possible course of action to ensure we have fought as hard as we possibly can to secure returns for investors.
It is always disappointing when a loan fails, however, the majority of our loans have had successful outcomes with nearly £56m repaid of capital and interest. Alongside the rest of the investment industry, Crowdstacker emphasises the importance of diversification to balance risk and reward. Peer to Peer lending can provide a good return as part of a higher risk allocation in a diversified portfolio, but as with any type of investing there are no guarantees of success. Investors should always seek their own professional advice where appropriate.
Kind regards,
Crowdstacker
One of the worst P2P
Crowdstacker....interest made interesting, more like investment made non existent....there's not much else to add that previous reviews haven't already highlighted. Just had an email from their Head of Customer Services informing me that after many, many years the Burning Night Loan investment has been written off (what a surprise). So many investors have lost sizable amounts of money. Steer clear of Crowdstacker.
3. september 2025
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Might as well set fire to your money (Burning Nights)
This company is like throwing any money invested away. I have no idea where their due diligence for any loans is, and from what I am seeing they are rarely the primary lender; therefore lower likelihood of any reclaim if a default occurs. That loans are asset backed seems a misnomer.
3. september 2025
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Don't invest with Crowdstackers
Crowdstackers loans security is totally unacceptable and as shown with the Burningnight loan it is not worth the paper it's written on. DO NOT INVEST UNLESS YOU WANT TO LOSE YOUR MONEY.
3. september 2025
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Paul Bailey,
Thank you for taking the time to leave us a review.
It is important to note that Crowdstacker is a pick and choose investment platform and members are in full control of which businesses they decide to lend to, and how much they lend. Crowdstacker does not advise or make investment decisions for members.
We do, however, provide members with information about the risks of each type of investment. The website and product brochures clearly set out various issues which may arise and which may affect repayment, including that no investment is guaranteed to succeed irrespective of mitigations of risk or the security offered by the borrower. In addition, any member lending funds to businesses via the Crowdstacker platform is required to complete a questionnaire which sets out the risks and assesses members' understanding of those risks.
Borrowers are reviewed via a standard due diligence process. It is not possible for Crowdstacker to control the many and varied pressures that can lead to financial problems for businesses.
Crowdstacker is also not involved in the day-to-day running of the borrowing businesses and cannot be held responsible for the decisions made by borrowers' management teams.
All of our processes, including the information we provide to members on this loan has been reviewed by the Financial Ombudsman which has concluded to date, Crowdstacker has fulfilled all its obligations with due care and skill.
In addition to this, Crowdstacker goes well beyond what other platforms may do when a borrowing businesses gets into difficulty. It follows an industry standard recovery process which includes, where appropriate, appointing an Insolvency Practitioner to manage the process and whose duty it is to protect creditors' interests. In addition to this, Crowdstacker often directly funds extensive and complex legal advice and action to further protect members' rights. Our aim is to exhaust every possible course of action to ensure we have fought as hard as we possibly can to secure returns for investors.
It is always disappointing when a loan fails, however, the majority of our loans have had successful outcomes with nearly £56m repaid of capital and interest. Alongside the rest of the investment industry, Crowdstacker emphasises the importance of diversification to balance risk and reward. Peer to Peer lending can provide a good return as part of a higher risk allocation in a diversified portfolio, but as with any type of investing there are no guarantees of success. Investors should always seek their own professional advice where appropriate.
Kind regards,
Crowdstacker
Update on Amicus
Update
Got the final prefunctory email telling me what I already know about the Amicus loans. This, like its other investments, had various asset-backed protection and was similar to other products they have flogged to people - it has cost them all their investment capital.
It has taken years to reach this point during which Crowdstacker, Administrators and Laywers have all got paid - the ONLY folks to lose money are those that relied on the competence and integrity of this company. How they are still in business with the now well-publicised disasters is a mystery but I see they continue to push the same formula. I am lucky in a sense that I could afford to lose the money but many will not have been so positioned and got duped by the over-stated security against which their investment was based. There has never been any clear explanation on how you lose ALL capital on a security-backed property investment in the UK in 2019 - but they appear to have achieved this. The Financial Obudsman was useless in looking into Amicus and while the regulatory authorities seem unwilling or unable to police this space, more unsuspecting folks will no doubt be duped and then referred to the overarching tag line of 'your capital is at risk' when the wheels fall off
Some of their investments appear to have worked, and some folks have made money (20%!) others lose the lot. So limited upside and massive downside - kind of like gambling with very poor odds rather than a professional investment.
If you are in any doubt that you can lose ALL of your invested money with these amateurs, don't be. You can and many have, including an experienced financial professional like me.
DON'T DO IT
2. september 2025
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Mr Green,
Thank you for taking the time to leave us a revised review.
It is important to note that Crowdstacker is a pick and choose investment platform and members are in full control of which businesses they decide to lend to, and how much they lend. Crowdstacker does not advise or make investment decisions for members.
We do, however, provide members with information about the risks of each type of investment. The website and product brochures clearly set out various issues which may arise and which may affect repayment, including that no investment is guaranteed to succeed irrespective of mitigations of risk or the security offered by the borrower. In addition, any member lending funds to businesses via the Crowdstacker platform is required to complete a questionnaire which sets out the risks and assesses members' understanding of those risks.
Borrowers are reviewed via a standard due diligence process. It is not possible for Crowdstacker to control the many and varied pressures that can lead to financial problems for businesses.
Crowdstacker is also not involved in the day-to-day running of the borrowing businesses and cannot be held responsible for the decisions made by borrowers' management teams.
All of our processes, including the information we provide to members on this loan has been reviewed by the Financial Ombudsman which has concluded to date, Crowdstacker has fulfilled all its obligations with due care and skill.
In addition to this, Crowdstacker goes well beyond what other platforms may do when a borrowing businesses gets into difficulty. It follows an industry standard recovery process which includes, where appropriate, appointing an Insolvency Practitioner to manage the process and whose duty it is to protect creditors' interests. In addition to this, Crowdstacker often directly funds extensive and complex legal advice and action to further protect members' rights. Our aim is to exhaust every possible course of action to ensure we have fought as hard as we possibly can to secure returns for investors.
It is always disappointing when a loan fails, however, the majority of our loans have had successful outcomes with nearly £56m repaid of capital and interest. Alongside the rest of the investment industry, Crowdstacker emphasises the importance of diversification to balance risk and reward. Peer to Peer lending can provide a good return as part of a higher risk allocation in a diversified portfolio, but as with any type of investing there are no guarantees of success. Investors should always seek their own professional advice where appropriate.
Kind regards,
Crowdstacker
Do not invest with these people
I stand to loose over £20k invested in Amicus (return was due 2019!!!) and Lonpro (return was due 2021). Updates on Amicus normally an annual excuse letter nothing since August 2024 and Lonpro last heard from them June 2024 still promising a return!! The properties in Lonpro were completed years ago where did the money go? How is this possible if Crowdstacker had actually paid due diligence in the first place. Would give less than 1 star if possible.
1. august 2024
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invested in a number of companies and…
invested in a number of companies and one by one lost all the money 47000 in total. only a couple of companies gave a return early on so I invested more to find the next ones all defaulted on payments looking my money in and then loosing all of it, stay away unless you want to loose your money
13. juli 2024
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Michael Woolnough,
Thank you for taking time to review your experience with Crowdstacker.
Crowdstacker is a pick and choose platform, which allows investors to select the individual businesses or projects they wish to lend to.
Each product listed on the platform is for a different investment, and to date, almost £56m of capital and interest has been repaid and as you are aware from your investment portfolio, there have been many businesses and projects that have been successful and delivered on their strategies.
The ethos of our platform is to be transparent with the risks and benefits of each borrower who lists on the platform. We also place great importance on ensuring that investors complete a risk questionnaire so that key important risks of lending to businesses are understood. We explain the risks because there is always a reliance on directors and management of the individual businesses and investing is not guaranteed to succeed.
We have and continue to provide investors with the most up to date information on their investments, in addition, our Customer Service team is available on email and by phone should you have any questions or concerns.
We specifically provide our contact details so that investors can get in touch when they need to do so.
Please rest assured that we are doing our very best to conclude matters as soon as possible, whilst protecting investors interests.
Kind regards,
Crowdstacker Ltd.
Ban Crowdstacker
Be careful what you wish for…..This is one of the worst investment scams that you can come across by any standards. My initial investment was faring well and that encourage me to invest in three others and I have lost big time. My PDL is pretty much gone and there are two other investments where they ported as investment by seasoned London based developers.  all these showed positive development throughout and then when it comes to the penultimate payment suddenly magically does not appear to be doing well and all the payments pause. I’m pretty sure that the people who run this company are not stopping to take the salaries. It’s people like us who lose our money. Please please please be very careful investing in this company, all they’ll say is the prospects makes it quite clear do not invest if you’re not prepared to lose your money but that’s not any way to do business. Vanguard says that too but we never see this kind of chaos with them  investments by season London based developers
17. juni 2025
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AVOID
A few initial investments did well which encouraged me to invest more. However, four of my investments have now failed and I have lost big time. Crowdstackers sporadic emails are full of deadlines that are never met with promises of future repayments that mysteriously never arrive.
18. februar 2025
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Vivienne,
Thank you for taking the time to leave us a review.
The ethos of our platform is to be transparent with the risks and benefits of each borrower who lists on the platform. The risks are displayed throughout the website, during account opening, throughout the investment journey and highlighted in the Information Brochures provided for each loan. The information provided in the brochure is extensive and has risk warnings listed throughout, in addition to a clear risk factors section.
We are sorry that you have experienced delays in repayment from your PDL loans, however it is not unusual as a loan repayment is subject to the completion of the development and either the sales of the units or refinancing of the project. We provide both progress and investment updates for our PDL loans throughout the lifecycle of each PDL.
In relation to the business loans that have run into difficulty, we continue to commit to getting a fair outcome for investors. Updates in these instances are provided at least quarterly where possible, however, we also make a point of providing our contact details should investors have any questions between updates.
As you know from your Crowdstacker investment portfolio, the majority of borrowers have successfully repaid capital and interest. To date, almost £56m of capital and interest has been repaid and several of your outstanding loans are expected to be repaid in full, plus interest. As it stands, there is not expected to be a potential loss on your overall portfolio factoring in interest that is currently accruing and not yet paid.
We appreciate how disappointing it can be when things go wrong, however, we pride ourselves on highlighting the benefits as well as the risks of P2P lending. Diversifying your portfolio across all loans on the platform will lead to the best overall outcome.
We hope our explanation is of some assistance, however, should you have any questions, please do not hesitate to contact our Customer Service Team.
Kind regards,
Crowdstacker Ltd.
Stay away from this company
Invested with crowdstacker, still waiting for repayment on approx £16k in a mix of Amicus Loans, Authentic Alehouses and Burning night loans, should have been repaid in 2020, five years later with very little updates. Stay clear unless you are happy to take a huge risk
17. januar 2025
Anmeldelse skrevet uten oppfordring
Reviews History
Interesting that all reviews (with one exception) over the last 5 years have been one star only.
I also note that you have to award one star to allow a review to be written.
Does not inspire confidence with would be investors.
P. S.... I am still waiting for my Burning Nights and Authentic Alehouses capital to be returned.
NOTE to Trust Pilot.... Allow zero star reviews
14. januar 2025
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Trevor Wilson,
Thank you for taking time to review your experience with Crowdstacker.
Crowdstacker is a pick and choose platform, which allows investors to select the individual businesses or projects they wish to lend to.
Each product listed on the platform is for a different investment, and to date, almost £56m of capital and interest has been repaid and as you are aware from your investment portfolio, there have been many businesses and projects that have been successful and delivered on their strategies. The ethos of our platform is to be transparent with the risks and benefits of each borrower who lists on the platform. We also place great importance on ensuring that investors complete a risk questionnaire so that key important risks of lending to businesses are understood. We explain the risks because there is always a reliance on directors and management of the individual businesses and investing is not guaranteed to succeed.
We have and continue to provide investors with the most up to date information on their investments, in addition, our Customer Service team is available on email and by phone should you have any questions or concerns. We specifically provide our contact details so that investors can get in touch when they need to do so.
Please rest assured that we are doing our very best to conclude matters as soon as possible, whilst protecting investors interests.
Kind regards,
Crowdstacker
I am currently down c1300 k pounds.
Not surprisingly they blame the customer for making poor choices.
In actual fact when I invested there was only a choice of 3 or 4 options.
I spread my investment over these options and they have nearly all gone bad.
I have invested in a number of P2P platforms and all the others have performed reasonably well so clearly something is wrong with Crowdstacker. It's like selling mortgages to people they know can't pay.
13. januar 2025
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Barry Hutchinson,
Thank you for taking time to review your experience with Crowdstacker.
Crowdstacker is a pick and choose platform, which allows investors to select the individual businesses or projects they wish to lend to.
Each product listed on the platform is for a different investment, and to date, almost £56m of capital and interest has been repaid and as you are aware from your investment portfolio, there have been many businesses and projects that have been successful and delivered on their strategies.
The ethos of our platform is to be transparent with the risks and benefits of each borrower who lists on the platform. We also place great importance on ensuring that investors complete a risk questionnaire so that key important risks of lending to businesses are understood. We explain the risks because there is always a reliance on directors and management of the individual businesses and investing is not guaranteed to succeed.
We have and continue to provide investors with the most up to date information on their investments, in addition, our Customer Service team is available on email and by phone should you have any questions or concerns. We specifically provide our contact details so that investors can get in touch when they need to do so.
Please rest assured that we are doing our very best to conclude matters as soon as possible, whilst protecting investors interests.
Kind regards,
Crowdstacker Ltd.
I invested and lost big time with two
I invested and lost big time with two
Hospitality companies. So I decided to stick with PDLs. The latest of these, East Lothian loans, is in difficulty and way over the repayment timeline. Can you believe that as the development progressed they found out they didn’t have a water supply! Bottom line this is a dysfunctional lending platform and you should steer well clear. Good rates of interest means no due diligence and big risks.
22. november 2024
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Iain Taylor,
Thank you for taking time to review your experience with Crowdstacker.
Crowdstacker is a pick and choose platform, which allows investors to select the individual businesses or projects they wish to lend to. Each product listed on the platform is for a different investment, and to date, almost £56m of capital and interest has been repaid and as you are aware from your investment portfolio, there have been many businesses and projects that have been successful and delivered on their strategies.
The ethos of our platform is to be transparent with the risks and benefits of each borrower who lists on the platform. We also place great importance on ensuring that investors complete a risk questionnaire so that key important risks of lending are understood. We explain the risks because there is always a reliance on directors and management of the individual businesses and investing is not guaranteed to succeed.
With Property Development Loans (PDLs), there is a chance of delay as building projects are complex and properties need to be sold, or the current loan refinanced to repay lenders. This will always be the case with this type of lending and investors need to be sure that this falls within their risk appetite.
Property development is a moving target, and timescales are changeable due to a plethora of reasons, including weather conditions, planning issues, utility installation, cost overruns, the economy outlook and, property market fluctuations. Each loan will have its own unique challenges and for East Lothian, the water supply issues has caused delays but has been rectified by the developers. It is important to note, whilst there are delays, interest continues to accrue on your investment.
We have and continue to provide investors with the most up to date information on their investments including construction progress videos on PDLs. In addition, our Customer Service team is available on email and by phone should you have any questions or concerns. We specifically provide our contact details so that investors can get in touch when they need to do so.
Please rest assured that we are doing our very best to conclude matters as soon as possible, whilst protecting investors interests.
Kind regards,
Crowdstacker Ltd
Good start, bad now.
Started investing with this company in 2018 and all was fine and repaid as promised. On this experience I took on 4 more between 12 and 24 months ago. Everyone of the 4 are now in default of their original term and one of them is in liquidation and unlikely to see any return. After such a good start am now very disappointed. Can accept the risk that an odd failure could happen, but for all four to be at risk is unacceptable and suggests poor research and too much risk by Crowdstacker. Will not reinvest again.
9. november 2024
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Philip Woodward,
Thank you for taking time to review your experience with Crowdstacker.
Crowdstacker is a pick and choose platform, which allows investors to select the individual businesses or projects they wish to lend to. Each product listed on the platform is for a different investment, and to date, almost £56m of capital and interest has been repaid and as you are aware from your investment portfolio, there have been many businesses and projects that have been successful and delivered on their strategies.
The ethos of our platform is to be transparent with the risks and benefits of each borrower who lists on the platform. We also place great importance on ensuring that investors complete a risk questionnaire so that key important risks of lending to businesses are understood. We explain the risks because there is always a reliance on directors and management of the individual businesses and investing is not guaranteed to succeed.
Of the four loans that you have mentioned, one is in default however will achieve a recovery; and three have been extended and are accruing interest for the respective delays. With Property Development Loans (PDLs), there is always a chance of delay as building projects are complex and properties need to be sold, or the current loan refinanced to repay lenders. This will always be the case with this type of lending and investors need to be sure that this falls within their risk appetite.
We have and continue to provide investors with the most up to date information on their investments including construction progress videos on PDLs. In addition, our Customer Service team is available on email and by phone should you have any questions or concerns. We specifically provide our contact details so that investors can get in touch when they need to do so.
Please rest assured that we are doing our very best to conclude matters as soon as possible, whilst protecting investors interests.
Kind regards,
Crowdstacker Ltd
Avoid investing in Crowdstacker
Avoid investing in Crowdstacker, if investing in any of the their projects, you are unlikely to get back the principal nor the interest they promised you. I have invested in 2 projects, 1 which dates back to 2019 (LonPro) and yet no money paid back yet, only emails sent out every 6 months to advise the payment is being delayed. As per other investors review here, Crowdstacker is an untrustworthy company promising high interest return on investment only to trick the investor to put money on their doggy construction projects. Please let others know not to fall in to their trap. Safe to put your money in the bank to earn less interest rather than gamble your money with companies such as Crowdstacker and ultimately say good bye to your money forever.
24. september 2024
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Thank you for taking time to review your experience with Crowdstacker.
Crowdstacker is a pick and choose platform, which allows investors to select the individual businesses or projects they wish to lend to. Each product listed on the platform is for a different investment, and to date, almost £55m of capital and interest has been repaid and as you are aware from your investment portfolio, there have been many businesses and projects that have been successful and delivered on their strategies.
The ethos of our platform is to be transparent with the risks and benefits of each borrower who lists on the platform. We also place great importance on ensuring that investors complete a risk questionnaire so that key important risks of lending to businesses are understood. We explain the risks because there is always a reliance on directors and management of the individual businesses and investing is not guaranteed to succeed.
We have and continue to provide investors with the most up to date information on their investments including construction progress videos on PDLs. In addition, our Customer Service team is available on email and by phone should you have any questions or concerns. We specifically provide our contact details so that investors can get in touch when they need to do so.
Please rest assured that we are doing our very best to conclude matters as soon as possible, whilst protecting investors interests.
Kind regards,
Crowdstacker
Be very careful.
Be very careful before investing larger sums of money. I stand to loose several thousand £'s and even the PDL loans are now now being repaid.
24. januar 2024
Anmeldelse skrevet uten oppfordring
Svar fra Crowdstacker
Dear Mr Stevens,
Thank you for taking time to review your experience with Crowdstacker.
Crowdstacker is a pick and choose platform, which allows investors to select the individual businesses or projects they wish to lend to. Each product listed on the platform is for a different investment, and to date, almost £52m of capital and interest has been repaid and as you are aware from your investment portfolio, there have been many businesses and projects that have been successful and delivered on their strategies.
Property Development Loans (PDLs) by their nature can have delays as repayment is linked to the sale or refinancing of properties but to date no capital or interest has been lost.
The ethos of our platform is to be transparent with the risks and benefits of each borrower who lists on the platform. We also place great importance on ensuring that investors complete a risk questionnaire so that key important risks of lending to businesses are understood. We explain the risks because there is always a reliance on directors and management of the individual businesses and investing is not guaranteed to succeed.
We have and continue to provide investors with the most up to date information on their investments. In addition, our Customer Service team is available on email and by phone should you have any questions or concerns. We specifically provide our contact details so that investors can get in touch when they need to do so.
Kind regards,
Crowdstacker
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