GOAT investment platform
Superb platform, great communication and the smoothest investment process I've ever experienced!
Vi bekrefter ikke spesifikke uttalelser siden en forfatters mening er hens egen, men vi kan merke en anmeldelse som "bekreftet" når vi kan bekrefte at det har vært kontakt med virksomheten. Mer informasjon
For å beskytte plattformens integritet vil alle anmeldelser på plattformen—bekreftet eller ikke—bli undersøkt av vår automatiserte programvare (tilgjengelig hele døgnet). Denne teknologien er designet til å identifisere og fjerne innhold som bryter med retningslinjene våre, deriblant anmeldelser som ikke er basert på en faktisk erfaring. Vi vet at vi ikke kan fange opp alt. Hvis du tror at vi har gått glipp av noe, kan du rapportere det. Mer informasjon
Bayuti is a UK-based, FCA-registered platform that makes property investing simple, flexible, and accessible- starting from just £50. We believe everyone should have the opportunity to invest in real estate without needing a mortgage or large upfront capital. Our platform connects individuals with carefully selected property investment opportunities across the UK. Whether you're a first-time investor or looking to diversify your income, Bayuti helps you build a real estate portfolio that works around your goals- offering potential rental income and long-term growth. We combine modern technology, transparent structures, and regulatory compliance to make investing easier and more inclusive. Our mission is to remove the complexity and barriers that often come with traditional property investing, replacing them with clarity, control, and community. Capital at risk. High-risk investment. No FSCS protection. Bayuti is a trading name of Elite Capital and Management Services Ltd (FCA FRN 822039). Authorised and regulated by the Financial Conduct Authority (FCA).
Solar House, 3rd Floor, 1-9 Romford Road, E15 4LJ, London, Storbritannia
Har svart på 100 % av de negative anmeldelsene sine
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Se hvordan anmeldelsene og vurderingene deres innhentes, vurderes og modereres.
Superb platform, great communication and the smoothest investment process I've ever experienced!
A Truly Trustworthy Finance Platform with Outstanding Support
I cannot say enough good things about Bayuti as an online finance platform. From the very first moment, the user interface impressed me—it's incredibly clear, intuitive, and easy to navigate. What stood out even more was their customer support. Whenever I had a question or couldn’t locate something, I just reached out—and the head of sales (Pankaj) was always just a phone call away. The responsiveness made me feel truly valued as a client.
Beyond that, Bayuti is consistently proactive in improving their app. They keep everything up-to-date and ensure every investment is structured thoughtfully. I especially love that the dividends come monthly, providing a steady income. For anyone feeling uncertain about investing—remember, every success carries some risk, but I can confidently say Bayuti is a platform you can trust. I’m so grateful for this positive experience and highly recommend it. 🫶👌🤩
I had an incredible experience with Bayuti From the start, they were incredibly patient and professional, taking the time to guide me through every step of the process.
What really stood out was how Pankaj Vashisth promptly responded to my emails and how clearly he answered all of my questions. He didn't just give one-word answers; they provided thorough explanations and sound advice that made me feel at ease.
If you've been hesitating because you aren't sure how it all works, I recommend reaching out to them. Their guidance and transparency have given me full confidence in what they are building for our community.
D Khatun
I've encountered a few challenges with my Bayuti account, but each time, the support team has been incredibly responsive and helpful. They address issues promptly, stay engaged throughout the process, and don't stop until the problem is fully resolved. Their willingness to assist and the speed of their responses have made a real difference for me. It's rare to find such consistent and customer-focused support. Highly recommended for anyone who values timely and effective assistance.
I had a really positive experience using CrowdToLive Bayuti for Islamic shared ownership. From the beginning, the process felt aligned with my values, which was really important to me.
A big thank you to my advisor, Pankaj, who supported me throughout the entire journey. He was patient, knowledgeable, and always available to answer my questions, making what can be a stressful process feel much smoother.
For anyone in the community considering a halal way to get onto the property ladder, I’d definitely recommend exploring Bayuti.
Adviser explained the process well and answered questions with good information
My experience today with Wendy it was fantastic she explained well what I wanted to know. and she answered all my questions I'm very satisfied.

Svar fra Bayuti
Simple, hands off investing and for which you get 5% or there abouts and Islamic concepts, I reccomend without hesitation...

Svar fra Bayuti
My experience with Bayuti has been positive overall. The platform is straightforward to use and gives a clear view of property investment opportunities that generate passive income.
A special mention to Pankaj, who has been very helpful whenever I needed support. He has been responsive, patient, and made the process much easier to understand.
So far, I’m satisfied with the service and the guidance provided. It has helped me feel more confident about exploring property-based passive income options.

Svar fra Bayuti
I had an outstanding experience with Bayuti today, speaking directly with Pankaj Vashisth, who provided incredibly detailed and thoughtful advice on their services.
I highly recommend Bayuti for anyone in our community seeking trustworthy, Sharia-compliant real estate advice.

Svar fra Bayuti
I had a really positive experience with the staff at Bayuti, esp Pankaj. He was always on hand to support me with any guidance in setting up my account and explaining all the steps needed. Will highly recommend!

Svar fra Bayuti
The gentleman who spoke over the phone showed a clear understanding of my queries and promptly guided on next steps.

Svar fra Bayuti
I am happy about service and I will recommend to my friends and family.

Svar fra Bayuti
Concept is wonderful but services is soo poor.
Made an investment 3 months ago still pending for shares issues.
Arranged an time to talk to someone, waited whole week/months not even apologises sorry missed your appointment.
Wound have invested more but annoyed at their services

Svar fra Bayuti
I rarely write Trustpilot reviews, but I felt this was important for fellow Muslim consumers considering CrowdToLive (Bayuti).
During my discussions with their team, I was told the rent you pay is based on “market rental value.” However, after requesting several example calculations, it became clear that the rent appears to be derived from a fixed formula based on the investor’s share of the property, not the actual rental market in the local area.
For example:
- Property value: £250k
- My deposit: £100k
- Investor share: £150k
- Quoted rent: £1,170/month
- Property value: £270k
- My deposit: £100k
- Investor share: £170k
- Quoted rent: £1,263/month
Working backwards from these figures shows the rent is roughly ~9% per year on the investor’s share, regardless of the property location. When I asked for examples in both Birmingham and Luton using the same deposit and property values, the rent was literally identical — despite real market rents in those cities being very different. The agent my wife spoke to confirmed it is a fixed rate based on investor share! a single formula is being applied nationally, which is very different from what most people would understand as “market rent.”
What concerned me further is that none of this calculation method is stated anywhere on their website. When I asked directly for the formula so I could plan potential purchases, I was told it was “confidential.” However, as shown above, the calculation can be easily inferred from the numbers they themselves provide.
I also asked for:
- A Shariah compliance certificate
- A sample contract
- A sample tenancy agreement
None of these were provided.
The Shariah certificate was not available on their website and I was repeatedly told to “find it online.” When I eventually located one elsewhere, it had already expired in December 2025.
I was also told that you only receive the full terms and documentation after you find a property, view it, make an offer, and submit it to CrowdToLive for approval. Only at that point do you gain access to the detailed terms and conditions. Personally, I wasn’t comfortable proceeding that far without seeing the legal structure first (Alhamdulillah I didn’t get that far).
The sales process itself feels quite controlled — you have to book calls with their sales agents, and it isn’t obvious who you can simply call and speak to directly.
Ironically, during a 30-minute conversation with their Head of Sales (Pankaj, I believe), he ended the call by encouraging me to leave a Trustpilot review based on how he had presented the model — so here it is.
To be clear: this model does not appear to price rent based on local market rental values as claimed. Anyone considering it should compare real rents for similar properties (for example, 3-bed houses in Luton vs Birmingham) and run the numbers carefully themselves.
My intention isn’t to attack the concept, but to encourage greater transparency. For a product marketed heavily to Muslim consumers, clear information on pricing, contracts and Shariah certification should be readily available from the outset.
Companies like CrowdToLive can and should do better.

Svar fra Bayuti
Easy to use, clear process, and good overall experience so far.
Bayuti customer service was helpful and clear.
The app is very intuitive and easy to use. I’m not the best with managing my finances and this has been a great way for me to enter the property market in a safe and structured way.
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